BankAmericardÂ® Visa Credit Card Reviews

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Title: Great Card
Date Reviewed: 2016-05-16 19:40:54 | Recommended?: Yes

Review: I was offered the secured card several times where I had to make a minimum deposit of $300 about three times and three times I rejected the offer. A month after I received a another offer. Deposit $99 and get $500 dollar credit limit. This time I accepted it and got approved. My main problem was when I tried to use it for the first time. Bank of America Locked my credit card on my very first purchase because of suspicious activity which pissed me off at first but, after a five minutes, of cursing at BoA in my mind, I got to think about how secure and safe my money was since I do have a savings and checking account with them. Good thing though.... Discover had me covered that day. I called Bank of America right away and the problem was resolved. I was told that there was a problem with their system and the customer service guy continuously apologized to me so, I just let it go and went on with my day. All in all... This is a good credit card to have. This one issue has been the only one I have had with Bank of America in years so. It's all good

Title: Approved!!!
Date Reviewed: 2015-11-11 17:08:59 | Recommended?: Yes

Review: Had a BOA Visa in 2007 but had to file BK-13. I previously applied about 2 years ago and was declined, however today I gave it a shot for one card, the screen came up and stated I could not be approved for that particular offer but they offered me a card whereas I had to give $99, I was shocked and of course immediately accepted, they debited my account and checked my email stating I was approved and will receive the card in 7-10 business days. This has been a long road but I've learned a valuable lesson. All the cards that I lost during the BK with the exception of AMEX I have gotten back. I

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