Discover it® Card Reviews
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Title: Back To Discover
Date Reviewed: 2016-06-16 04:01:02 | Recommended?: Yes
Review: Had this card many years ago, 1998 but closed account. Never really thought about going back. Limiting my cards to 3 cards and this is what I chose to complete that 3. FICO was 705 with instant approval $5500 cl.
Title: Love This Card
Date Reviewed: 2016-05-16 19:48:20 | Recommended?: Yes
Review: With only four months of credit history, Discover sent me a $1000 Dollar credit card offer. I accepted it and I was surprisingly approved with a soft pull plus!!! Two months later I was given a $1500 dollar credit limit increase! I have read reviews about Discover being too hard to get by some and always having trouble getting credit line increases but, I'm living proof that Discover is the opposite of what I have read. Discover is a great credit card provider. Thanks Discover!!!!
Title: Never Again Discover
Date Reviewed: 2016-04-13 22:23:54 | Recommended?: Yes
Review: I applied for this card today after receiving inviation offers to come back after i closed my account with them back in 2011. I closed it because the CL was low and I had plenty of other cards with higher limits. Giving them another shot I tried today and was approved for a CL for 2500. Seriously? They pull equifax which unfortunetely is my lowest score at 722 but I have close to 100K in income a year. I can make payments larger than 2500. I called to see what they could do and the rep i spoke with said yes they get a lot of applicants with good credit calling in asking why the CL's are so low he advised they are a very conservative lender. Ok... Be conservative with a 560 fico i totally get that but not over a 700. Prime clients are the clients you are suppose to stick your neck out for. I am a credit analyst as a profession and am always generous to a 700+ fico that comes across my desk. Shoot... They have worked hard for it.
Title: 2nd Chance
Date Reviewed: 2015-10-15 13:49:59 | Recommended?: Yes
Review: BK-13 2007 had to include Discover, but they gave me another chance, Thought it was a computer glitch, called and approval was confirmed. Received the card today.
Title: Recover From Chapter 7
Date Reviewed: 2015-04-24 19:20:02 | Recommended?: Yes
Review: Chapter 7 2012
Just got this card the other day Fico 666
1000 Credit Limit
Navy Federal CreditUnion 8000 Credit Limit Mastercard and 3,000 Credit
Visa card
Obee Credit Union 4300 Credit Limit Visa Card
Capitalone Sonycard Limit 4250 and Master 2500
Barclay Mastercard 2000 Limit and Visa Limit 450
Walmart Credit Limit 700
Target Credit Limit 300
My Scores After Chap 7 were 640 and now have gone up too a High of 706 701 666
Title: Approved!!!!
Date Reviewed: 2015-04-17 19:58:47 | Recommended?: Yes
Review: Have been rebuilding credit for last 2 years. Current Equifax score is 684, I got approved for $6200 with 0% for 15 months.
Title: Approved $1500 CL With Average EQ Score
Date Reviewed: 2013-11-29 20:47:59 | Recommended?: Yes
Review: I received an invitation to apply in the mail and used that code to apply online.
After answering questions about my employment, I was informed that I was approved and was able to register for an account right there. It didn't inform me of the limit but I called the 800 number and was directly connected to a representative in Ohio. He let me know that I was approved for $1500.
First prime card in many many years...EQ is 678, clean but with one 3 yr old collection account. Have plenty of credit with store cards and util is under 20%. Perfect payment history going on two years now.
Thanks Discover!
Title: Applied For And Was Approved!
Date Reviewed: 2013-08-15 12:29:37 | Recommended?: Yes
Review: Last week I applied for the Discover It card was approved with the 0% into rate for 14 months and 13.99% rate after. Credit limit is $5000. Received my card yesterday. My EQ score was 696. I have store credit cards but I need a few regular credit cards for travel, etc. I am hoping this will help make it a little easier to get other credit cards.
Title: Approved 1k Credit Limit
Date Reviewed: 2013-08-13 14:24:06 | Recommended?: Yes
Review: I applied for one of their offers, and they came back with a counter offer which was fine with me, approved with $1000 credit limit, can't wait to start getting the cash back rewards.
Title: $1000 Cl
Date Reviewed: 2013-02-12 15:08:10 | Recommended?: Yes
Review: Got $1000 credit line. Unsure who they pulled and will update when I find out. All of my scores are in the 650 range. I called in to apply and they were great to work with.
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