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Apply 53: Find Credit Cards for Good or Better Credit Ratings. Featuring Rewards, Low Rates and No Annual Fees.

10 Credit Cards Found

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American Express® Premier Rewards Gold Card

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American Express® Premier Rewards Gold Card

  • Earn 25,000 Membership Rewards® points after you use your new Card to make $2,000 in purchases in your first 3 months.
  • Earn Points Faster: 3X points for flights booked directly with airlines and 2X points at US gas stations & US supermarkets, 1X points on other purchases. Terms and limitations apply.
  • With the Membership Rewards® program, you can use points for rewards from over 500 leading brands in travel, gift cards, merchandise, or entertainment.
  • You can also transfer points to our selection of frequent traveler programs.
  • With The Hotel Collection, you can get up to a $75 hotel credit on qualifying charges any time you use your Card to book a stay of at least two consecutive nights.
  • $0 intro annual fee for the first year of Card Membership, then $175.
  • Terms and Restrictions Apply.


Credit Needed: Excellent 1
Reviews: 5
Rewards: Airlines
Annual FeeBT Intro APR Purchase Intro APRRegular APR
Introductory annual fee of $0 for the first year, then $175N/A*N/A*N/A



BankAmericard® Visa® Card

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BankAmericard® Visa® Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee†
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: None
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 15 Billing Cycles For Qualifying Balance Transfers*0.00% for 15 Billing Cycles*10.99% - 20.99% Variable* on purchases & balance transfers



BankAmericard Cash Rewards™ Credit Card

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BankAmericard Cash Rewards™ Credit Card

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee†
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR


Credit Needed: Excellent 1
Reviews: 3
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 12 Billing Cycles For Qualifying Balance Transfers*0.00% for 12 Billing Cycles*12.99% - 22.99% Variable* on purchases & balance transfers



BankAmericard Travel Rewards® Credit Card

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BankAmericard Travel Rewards® Credit Card

  • Earn 1.5 points per $1 on every purchase, every time with no annual fee and no foreign transaction fees†
  • Online exclusive 10,000 bonus points if you make at least $500 in purchases in the first 90 days - that can be $100 towards travel purchases
  • Book travel as you normally would and go online or call to redeem your points for a statement credit toward all or part of your travel purchases
  • Redeem points to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees with no blackout dates
  • No limit to the total number of points you can earn and points don't expire
  • Bank of America customers: Earn an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases, then 14.99% - 22.99% Variable APR


Credit Needed: Excellent 1
Reviews: 1
Rewards: Travel
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0N/A*0.00% for 12 Billing Cycles*14.99% - 22.99% Variable* on purchases & balance transfers



Gold Delta SkyMiles® Credit Card from American Express

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Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card within your first 3 months.
  • Earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles on Delta purchases. 1 mile for each dollar you spend on other eligible purchases.
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four.
  • Settle in sooner with Priority Boarding.
  • The annual fee will be $0 for your first year of Card Membership with an introductory offer, then $95.
  • Terms and Restrictions Apply.


Credit Needed: Excellent 1
Reviews: 26
Rewards: Airlines
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0 intro annual fee for the first year, then $95NoneNone15.24% - 19.24% Variable



Blue Cash Everyday® Card from American Express

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Blue Cash Everyday® Card from American Express

  • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.


Credit Needed: Excellent 1
Reviews: 11
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99% - 21.99% Variable



U.S. Bank Perks+ Visa Signature Card®

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U.S. Bank Perks+ Visa Signature Card®

  • 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 11.99% - 21.99%.
  • Earn 2X points on Gas and Grocery net purchases for the first 12 months
  • Earn 1 point for every dollar spent on everything else.
  • Redeem for rewards you want — Redemption starts at 1,700 points for brand name merchandise, 2,500 points for gift cards, and 5,000 points for cash back.
  • Additionally, 25,000 points may be redeemed for one airline ticket (up to a $400 value) on over 150 airlines with no blackout dates.
  • No annual fee.


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: Flexible Options
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*11.99% - 21.99%* (Variable)



The Amex EveryDay<sup>SM</sup> Credit Card from American Express

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The Amex EveryDaySM Credit Card from American Express

  • Earn 10,000 Membership Reward® points after you use your new Card to make $1,000 in purchases within the first 3 months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: Other
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99%-21.99% (Variable)



NFL Extra Points Credit Card

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NFL Extra Points Credit Card

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness


Credit Needed: Excellent 1
Reviews: 2
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 15 Months (must Be Completed Within First Forty-five Days Of Account Opening)*N/A*14.99%, 19.99% or 24.99%* Variable



Starwood Preferred Guest® Credit Card from American Express

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Starwood Preferred Guest® Credit Card from American Express

  • Earn up to 25,000 bonus Starpoints®
  • Earn 10,000 Starpoints after your first purchase on the Card and an additional 15,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months.
  • Redeem Starpoints for free nights at over 1,100 hotels & resorts in nearly 100 countries and for free flights on over 150 airlines with SPG Flights - all with no blackout dates.
  • Some hotels may have mandatory service and resort charges.
  • Starpoints stay active as long as you continue to spend on your Card.
  • $0 introductory annual fee for the first year, then $65.
  • Terms and Restrictions apply.


Credit Needed: Excellent 1
Reviews: 4
Rewards: Hotels
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0 introductory annual fee for the first year, then $65NoneNone15.24% - 19.24% variable






If you have a good or excellent credit rating, you should compare options available to you similar to www.apply53.com. We recommend that you examine all rates, fees and rewards before applying. Most cards in this category also offer rewards, no annual fee, and low or 0% introductory rates for purchases or balance transfers.



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Editorial Note: Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

1 FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.


Advertiser Disclosure *
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