Credit Cards with 0% Balance Transfers

Find a credit card with a 0% introductory APR on balance transfers.

10 Credit Cards Found

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Featured Card
Discover it®

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Discover it®

  • 0% intro APR on balance transfers for 18 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • 0% intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%.
  • Over 6,000 cardmembers rated 4.8 out of 5 stars* and J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • *See rates, rewards, free FICO® Credit Score terms, balance transfer terms and other info by clicking "Apply."


Credit Needed: Excellent 1
Reviews: 4
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 18 Months*0.00% for 6 Months*10.99% - 22.99% Variable*



Featured Card
The Amex EveryDay<sup>SM</sup> Credit Card from American Express

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The Amex EveryDaySM Credit Card from American Express

  • Get One Year of Amazon Prime plus 10,000 Membership Rewards® points after you make $1,000 in purchases with your new Card in the first three months.
  • Earn 20% more points: Make 20 or more purchases with your Card in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
  • You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance (prepaid hotel), on the American Express Travel site.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and limitations apply.


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: Other
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99%-21.99% (Variable)



BankAmericard Cash Rewards™ Credit Card

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BankAmericard Cash Rewards™ Credit Card

  • Online-exclusive $100 cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • 1% cash back on every purchase, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter
  • No annual fee
  • No changing categories and your rewards do not expire
  • Bank of America customers: Get a 10% customer bonus every time you redeem cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 12.99% - 22.99% variable APR


Credit Needed: Excellent 1
Reviews: 3
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 12 Billing Cycles For Qualifying Balance Transfers*0.00% for 12 Billing Cycles*12.99% - 22.99% Variable* on purchases & balance transfers



BankAmericard® Visa® Card

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BankAmericard® Visa® Card

  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 10.99% - 20.99% variable APR
  • No annual fee
  • The perfect card for those seeking a simple yet convenient-to-use credit card
  • Our $0 Liability Guarantee, so you're not responsible for any fraudulent charges made on your account
  • Chip technology for enhanced security at chip-enabled merchant terminals


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: None
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Billing Cycles For Qualifying Balance Transfers*0.00% for 15 Billing Cycles*10.99% - 20.99% Variable* on purchases & balance transfers



Blue Cash Everyday® Card from American Express

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Blue Cash Everyday® Card from American Express

  • Get one year of Amazon Prime plus $50 back after you make $1,000 in purchases with your new Card in the first three months.
  • You will receive $50 back in the form of a statement credit.
  • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
  • Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
  • Terms and restrictions apply.


Credit Needed: Excellent 1
Reviews: 11
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% on balance transfers for 15 Months*0.00% on purchases for 15 Months*12.99% - 21.99% Variable



Discover it®

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Discover it®

  • 0% intro APR on purchases & balance transfers for 14 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • Over 6,000 cardmembers rated 4.8 out of 5 stars* and J.D. Power awarded Discover "Highest in Customer Satisfaction with Credit Card Companies. Tied in 2014."+
  • 5% Cashback Bonus for gas and ground transportation on up to $1500 in purchases from Jan. through Mar. 2015 after you sign up for 5% Cashback Bonus. 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • No annual fee, no late fee for your first late payment, APR won't go up for paying late, no overlimit fee and no foreign transaction fee.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized Discover card purchases.
  • 100% U.S.- based customer service— day or night.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."


Credit Needed: Excellent 1
Reviews: 5
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 14 Months*0.00% for 14 Months*10.99% - 22.99% Variable*



U.S. Bank Visa® Platinum Card

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U.S. Bank Visa® Platinum Card

  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-23.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts


Credit Needed: Good 1
Reviews: 5
Rewards: None
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0*0.00% for 15 Billing Cycles*0.00% for 15 Billing Cycles*9.99% - 23.99%* (Variable)



U.S. Bank FlexPerks® Travel Rewards Visa Signature® card

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U.S. Bank FlexPerks® Travel Rewards Visa Signature® card

  • Get 20,000 bonus FlexPoints after the first $3,500 in net purchases within the first four months.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases — whichever you spend most on each monthly billing cycle — and on most cell phone expenses
  • Earn Triple FlexPoints for your charitable donations
  • $0 intro Annual Fee* the first year, after that $49*
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases.
  • You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards


Credit Needed: Good 1
Reviews: Be the first to write one
Rewards: Airlines
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$0 intro* for the first year, then $49*0.00% for 12 Billing Cycles*0.00% for 12 Billing Cycles*13.99% - 23.99%* (Variable)



NFL Extra Points Credit Card

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NFL Extra Points Credit Card

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness


Credit Needed: Excellent 1
Reviews: 2
Rewards: Cash Back
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 15 Months (must Be Completed Within First Forty-five Days Of Account Opening)*N/A*14.99%, 19.99% or 24.99%* Variable



The Carnival™ MasterCard®

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The Carnival™ MasterCard®

  • 0% Intro APR for 15 months for each Balance Transfer made within 45 days of account opening and a variable rate of 13.99%, 16.99% or 20.99% APR thereafter, depending on creditworthiness
  • Earn 5,000 bonus points when you use your card for the first time
  • Earn Double points on any Carnival™ purchase
  • Earn 1 point per $1 spent everywhere else
  • Redeem points for cruises on Carnival™ or other eligible World's Leading Cruise Lines vacations, hotel or flight discounts, onboard gifts and services, merchandise or gift cards
  • No Annual Fee
  • Please see terms and conditions for complete details


Credit Needed: Excellent 1
Reviews: Be the first to write one
Rewards: Travel
Annual FeeBT Intro APR Purchase Intro APRRegular APR
$00.00% for 15 Months (must Be Completed Within First Forty-five Days Of Account Opening)*N/A*13.99%, 16.99% or 20.99%* (Variable)






0% balance transfer APR's normally have a balance transfer fee, which we recommend you view the terms and disclosure before applying. These cards are typically offered for people with good to excellent credit histories.



* Advertiser Disclosure: The card offers that appear on this site are from companies from which Credit Web receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. Credit Web does not include all card companies or all card offers available in the marketplace.

Editorial Note: Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

1 FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.


Advertiser Disclosure *
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