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Credit Cards with Flexible Rewards

Find a credit card with flexible redemption rewards made on purchases.

4 Credit Cards Found

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Chase Sapphire® Card

  • Limited Time Offer - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spend on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0*NoneNone15.24% (Variable)*Flexible Options1



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Citi Forward® Card

  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 12 Months *0.00% for 7 Months*12.99% - 22.99% (Variable)*Flexible Options4



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Citi ThankYou® Preferred Rewards Card - $250 in Gift Cards

  • $250 in gift cards - When you redeem the 25,000 bonus ThankYou® Points received after $2,000 in purchases within 3 months of account opening
  • Earn 1 point for every $1 you spend on all purchases
  • Receive an anniversary bonus every year you're a cardmember
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0*NoneNone12.99% - 22.99% (Variable)*Flexible OptionsBe the first to write one



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Visa® Black Card

  • Made with carbon, not just another piece of plastic; Membership is limited
  • 24-hour concierge service at your disposal
  • Unlimited VIP airport lounge visits
  • Exclusive rewards program; 1% cash back or airfare on any airline - no blackouts or restrictions
  • Accepted globally; zero liability protection against unauthorized purchases

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$95*0.00% for 15 Months *None14.99% (Variable)*Flexible Options1






Flexible reward cards normally allow cardholders to redeem a percentage of purchases for cash back, travel, merchandise or flights. These cards are typically offered for people with good to excellent credit histories.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.