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• Earn 40,000 bonus points after you spend $3,000 in the first 3 months - that's $500 toward travel rewards!
• 2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases.
• Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards (SM)
• No foreign transaction fees
• Receive a 7% annual dividend on all new points earned - even on points already redeemed
• 1:1 point transfer to participating frequent travel programs
• Direct access to expert service advisors anytime
• No Annual Fee for your first year - A $95 value