Advertiser Disclosure 1

Discover it® for Students with $20 Cash Back

We're sorry, but this offer is currently not available. This may be temporary. In the mean time, below are similar credit cards you may be interested in.

  • Experience our cash rewards with $20 cash back after you make your first purchase within 3 months of approval.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't increase your APR.*
  • 5% cash back in categories that change each quarter up to the quarterly maximum when you sign up.* Plus, 1% cash back on all other purchases.
  • Free FICO® Credit Score on monthly statements, online and in our mobile app.*
  • Call for 100% U.S.-based customer service day or night. Or get text alerts when your payment is due. And free mobile app helps you stay on top of your account.
  • New Freeze It℠ on/off switch lets you prevent new purchases, cash advances and balance transfers. Freeze or unfreeze your account in seconds via our website or mobile app.*
  • Each Discover purchase is monitored. If it's unusual, you're alerted by e-mail, phone or text-and never responsible for unauthorized purchases on your Discover card.
  • *See rates, rewards, free FICO® Credit Score terms and other info by clicking "Apply."


Credit Needed:
Fair, Above Average, GoodCreditWeb considers the following based on credit types:

A credit score between 690 and 740 to have good credit. A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: 2
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0 10.99% for 6 Months* N/A* 12.99%-21.99% Variable*
We apologize, but the Discover it® for Students with $20 Cash Back is not available at this time. Here are some credit cards that you may be interested in.
PREMIER Bankcard® Mastercard® Credit Card
SSL
Directly with PREMIER Bankcard®

Compare

PREMIER Bankcard® Mastercard® Credit Card

  • PREMIER Bankcard credit cards are for building credit.
  • Start building credit by keeping your balances low and paying all your bills on time each month.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • Credit Limit Increase Eligible after 12 months of consistent responsible account management.
  • We report monthly to the Consumer Reporting Agencies to help you build your credit.


Credit Needed:
Fair, AverageCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. 2

Reviews: 4
Rewards: N/A*
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Revvi Card
SSL
Directly with MRV Banks

Compare

Revvi Card

  • 2X Rewards Power – Up To 10% Cash Back when you buy and 1% Cash Back when you pay!^^
  • An initial credit limit Up To $500 (See terms*)
  • Opportunity to request credit limit increase after twelve months, fee applies.
  • A Card That Works as Hard as You Do – Earn Up to 10% Cash Back Rewards at select merchants, 1% on Payments and Build¹ Your Credit Along the Way!^^
  • Reports monthly to all three major credit bureaus.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ¹Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score. Results vary.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See Revvi Rewards Programs Terms & Conditions for details.
  • See Rates & Fees


Credit Needed:
Poor, FairCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* 35.99%*
Arro Card
SSL
Directly with Community Federal Savings Bank

Compare

Arro Card

  • No hard inquiry to apply.
  • Apply in 5 minutes or less.
  • Get up to $300 with the unsecured Arro Card. Grow your credit line up to $2,500.
  • Earn 1% cash back on gas & groceries, including Walmart and Target
  • Instantly increase your credit limit as you master your personal finances in the Arro app.
  • Reports to all 3 credit bureaus.
  • The Arro Card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International.


Credit Needed:
Fair, Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$60* N/A* N/A* 24.99%
Surge® Platinum Mastercard®
SSL
Directly with Continental Finance

Compare

Surge® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 1
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* See website for Details* 35.90% Fixed
Aspire® Cash Back Rewards Mastercard
SSL
Directly with Aspire Card

Compare

Aspire® Cash Back Rewards Mastercard

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Up to $1,000 credit limit subject to credit approval
  • Prequalify** without affecting your credit score
  • No security deposit
  • Free Access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    ** Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Credit Needed:
Fair, Above Average, LimitedCreditWeb considers the following based on credit types:

A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$85-$175 first year, $229 thereafter N/A* N/A* 36% Fixed
Fortiva® Cash Back Rewards Mastercard
SSL
Directly with Fortiva

Compare

Fortiva® Cash Back Rewards Mastercard

  • Earn Cash Back Rewards* – 3% on Eligible Gas, Groceries, and Utilities, and 1% on All Other Eligible Purchases
  • Use Anywhere Mastercard is Accepted
  • No Security Deposit
  • $0 fraud liability**
  • Free access to your Credit Score†
    *See Program Terms for important information about the cash back rewards program.
    **Fraud liability subject to Mastercard rules.
    † Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.


Credit Needed:
Fair, AverageCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$85-$175 first year, $229 thereafter N/A* N/A* 36% Fixed
Fair Credit Cards

  • Time for a new Credit Card
  • Improve your credit with responsible use
  • Credit Cards for Fair Credit


Credit Needed:
FairCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. 2
Total Visa® Card
SSL
Directly with Total Visa

Compare

Total Visa® Card

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
  • Fast and easy application process.
  • All credit types welcome to apply.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details


Credit Needed:
Fair, Poor, LimitedCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: 2
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* 35.99%*
Reflex® Platinum Mastercard®
SSL
Directly with Continental Finance

Compare

Reflex® Platinum Mastercard®

  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Apply with Confidence! There is no impact to your credit score if you’re not approved. See terms.
  • See Rates & Fees


Credit Needed:
Fair, Limited, PoorCreditWeb considers the following based on credit types:

A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$75 - $125 N/A* N/A* 35.90% Fixed
Excellent Credit Cards

  • Take advantage of your excellent credit to get the best rates and rewards
  • Enjoy low rates and rewards for everyday spending
  • Excellent credit can lead to higher credit lines
  • Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
  • Bonus offers – up to 50,000 points or miles
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Excellent Credit from participating partners


Credit Needed:
ExcellentCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. 2
Excellent Credit Cards

  • Take advantage of your excellent credit to get the best rates and rewards
  • Enjoy low rates and rewards for everyday spending
  • Excellent credit can lead to higher credit lines
  • Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
  • Bonus offers – up to 50,000 points or miles
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Excellent Credit from participating partners


Credit Needed:
ExcellentCreditWeb considers the following based on credit types:

A credit score higher than 740 is considered excellent credit. 2
Compare All Discover Card Cards
Say Hi & Get in Touch


* See the online Discover Card credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
DMCA compliant - CreditWeb


Copyright 2026 CreditWeb. All rights reserved.