USA Credit Credit Card Reviews



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Title: Good Program But Watch Out For Fees
Date Reviewed: 2005-07-13 07:37:15 | Recommended?: Yes

Review: This is a good card if you are willing to cope with the intro fee. Make sure you read the terms and conditions before applying for this offer. This way you know how much they are going to take from your bank account! Otherwise, if you need credit and cannot get approved, this may be the way to go. Their catalog is not too shabby...




Title: Ms.
Date Reviewed: 2007-04-16 20:32:12 | Recommended?: No

Review: I was completely unaware of the $150 fee until it was too late and there was no way to back up or to contact the company. I had to contact my back and issue a stop payment and then worry obsessively about what would happen to the information I had given. I tried to locate the company in union town Penn and they were not even listed. I feel stupid and scammed.




Title: This Is A Scam
Date Reviewed: 2007-05-03 15:02:09 | Recommended?: No

Review: This is a scam- I cannot even find the original web page- they say they offer a cash advance, personal loan and $7500.00 MasterCard... What they don't tell you is you apply for all three at once..???? They never send a confirmation email and I found all their information under Rip-Off.com - This is actually Commonwealth Marketing - already in litigation for vacation deals... Beware and report to your local BBB and FTC...1 Millineum Drive, Uniontown, Pa. 15012... Ps. The list several zip codes??? Jacqueline Joseph is probably not even a real person - they say you have been a victim of identity theft-NOT - this is theft and fraud at it's sleaziest... Call her 1-800-447-1252 ext. 301...




Title: They No Longer Report!!
Date Reviewed: 2013-04-04 14:43:22 | Recommended?: No

Review: I have had this account with a 2500.00 limit since 2007. My credit score yesterday was 592 and today it is 562. I have some items that I cant seem to get off my reports. They only reported to Transunion and now they don't report at all. So I paid my 54.70 and canceled this account. Their items are over priced and I have left this account open because its the longest item on my credit report.




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Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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