FIA Card Services Credit Card Reviews
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Title: I'm Okay With It...
Date Reviewed: 2008-10-16 23:04:54 | Recommended?: Yes
Review: I have banked with M&T for over 3 years. I have three different accounts with them; a checking, a real estate, and a savings account. All of which have a significant amount of money in them at all times.
Last June I received the 60th offer for this very card and I decided to apply... DENIED.
After the denial, I spoke with my boss and she informed me that her credit line through M&T was cut drastically 8 months ago. They foresaw the mortgage crisis and credit crisis back in January 2008 and became unwilling to issue credit and loans to ANY sub-prime candidate. In fact, they went through the sub-prime crisis at the beginning of this year and revamped their banking almost immediately.
Only FICO's of 700 and proof of income will be considered at M&T forever and ever... Amen.
Title: Shoud Have A Higher Score
Date Reviewed: 2008-10-28 16:28:14 | Recommended?: Yes
Review: Do not get another inquiry on your account by applying for this card unless your credit score is 750 and above...
Title: Got Approved For Platinum Visa.
Date Reviewed: 2008-11-12 21:57:39 | Recommended?: Yes
Review: My dad applied for this card and get platinum version of this card instead. He got 2k initial credit line. His credit score is 725. The APR is the same as the signature Visa, 14.99% for purchase. Unlike the signature Visa, it reports credit line.
Title: Great Card
Date Reviewed: 2008-12-16 03:03:10 | Recommended?: Yes
Review: Approved with about a 700FICO for a 1900 limit. Decided to get the card because of the 0% apr for 1 year. Overall, seems like a great card, 1.5% of purchases go into a 529 savings fund for your child's education.
Good starter card for anyone looking to get one in this credit crunch. I would say the approval rate is high on this card considering my past high volume of inquiries due to "addictive inquiry" behavior.
Title: First B Of A ... And Only Charity Affinity Card
Date Reviewed: 2011-09-14 14:57:01 | Recommended?: Yes
Review: Recently picked up this card after receiving a solicitation in the mail along with one for home depot. Applied online and was told they were unable to give me an instant response. The next day received call from FIA and after a short convo (confirming app info) I was told I was approved for 5K. My myfico.com scores are 700 (ex) and 701 (TU).....the rewards match my amex blue everyday and include no overlimit fee.
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