BMW Bank of North America Credit Card Reviews
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Title: BMW 328i
Date Reviewed: 2008-03-23 23:09:50 | Recommended?: Yes
Review: I have applied, waiting for reply.
Title: Good APR!!!
Date Reviewed: 2008-04-19 11:32:23 | Recommended?: Yes
Review: I just received the BMW Visa card today, the CL is for $2500, I was even more surprised to see the interest rate was 11.9% fixed. This is a good rate for me, especially compared to some of the other rates I have come across. I like this card already. My scores were TU-731/ Equifax-719/Exsp-729. As a result, I will be canceling 4 of my other non-used cards. Rockin35!
Title: Purchased New BMW-Got The Card
Date Reviewed: 2009-11-03 13:16:03 | Recommended?: Yes
Review: I purchased a new 328i coupe this past weekend and while filling out the paperwork, the finance manager told me that due to my great FICO scores, I was automatically approved for the BMW Platinum Visa card. My scores range from 720 to 753 and no lates or anything derogatory in my files.
I received a $7,800 credit line with 8.9% apr and no annual fee. Should have the card in 7-10 business days.
This is a better card than my Citi AAdvantage American Express card so I'll be throwing that one in the sock drawer for a few months.
The irony in all of this is that Citi turned my 'credit line increase' request over 3 months ago... All I wanted was a lousy $500 increase because I've been at a $5,810 credit line for over 7 years. I've never, ever been late and never over the limit. I typically pay in full each month so this must be retribution for not paying all of those interest charges and fees that Citi is known for.
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