Cortrust Bank Credit Card Reviews



This content is not provided by Cortrust Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Cortrust Bank. Review content is powered by Finance Globe.


Title: No Difference
Date Reviewed: 2008-06-27 15:56:30 | Recommended?: Yes

Review: Had this card for a while. I gues its like the others that I have been reading about on this board. Charges the monthly fee, also charges 6.95 for making a payment online. I think its time to let this one go. I have to cards from HSBC and neither charges any monthly fees. This card does assist in getting established. Wish I could get Cap 1 however they are not BK-friendly




Title: My Experience
Date Reviewed: 2008-06-28 00:02:09 | Recommended?: Yes

Review: I have had this card since November 2005. It was my third after my bankruptcy discharge in 2004. I like my card very much, and have not had a single problem. I started at $250, and as of today my limit is $1100, so it will grow with you. I get an increase every 6 months, the first was $100. The second was $100. The third was $150. The fourth was $200, and last one, which I just got yesterday, was $300. All future increases for me will be $400. I called customer service one day to see how far this account can grow with me, and I was told it will grow to $2500 limit. There are no charges for increases, only the very first one. They charge $6 monthly fee, and a $50 annual fee, expensive I know... But I was grateful they gave me a chance, I will keep it out of loyalty... At least until I hit the maximum limit. Payments post next day, always available, $5 fee to pay online. Excellent on line account management. Customer service is always nice, and I can actually understand them. I can do better than this card, but I now have almost 3 years of history, so I'm not in a hurry to get rid of it... All increases have been automatic, I never had to ask for them. I get them right when my statement cuts, at the end of June, and the end of December. Great card!!! Thanks.




Title: 6 Months
Date Reviewed: 2008-08-09 17:14:24 | Recommended?: Yes

Review: I've had this card for 6 months. I like it & I'm wondering at what point in time do they do a credit limit increase? It's still at the limit I started with-$250.




Title: 6 Months
Date Reviewed: 2008-11-22 11:19:12 | Recommended?: Yes

Review: I have had this card for six months with a 250.00 credit line, just now got an increase with a 25.00 fee but what the heck its building my credit




Title: As Advertised
Date Reviewed: 2011-06-11 17:12:42 | Recommended?: Yes

Review: I have never missed a payment and this card has rewarded me. The initial CL was 250. I have gotten an increase every 6 mo. My CL is now 1900 in 3 yes. Thanks Cortrust Bank!




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