Credit Card and Reporting Education
Getting your good credit rating was a gradual process. It took years of responsible debt management to finally put you in the low-cost credit club.
Lenders and credit card issuers are delighted to receive a credit application from you, and you’re very likely to get the best deal they offer.…
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Sub-prime credit cards are geared towards consumers with a poor credit history and offer consumers a chance to improve their credit rating while enjoying the benefits of using a credit card.
On the spending side, sub-prime cards work the same way as a prime card – simply swipe, sign, and go when making purchases.…
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To choose the right credit card for you, consider your credit history and the costs and benefits associated with each card.
Annual Fee
The annual fee of a credit card may be anywhere from zero dollars to several hundred dollars per year. The better a consumer’s credit history, the more likely they are to qualify for a credit card with a low annual fee or no annual
fee.…
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