Credit Card and Reporting Education
Rewards cards are aimed at consumers with good to excellent credit and offer the cardholder a little something back for using the card.
Generally, rewards are 1% of purchases charged to the card. Depending on the card issuer’s rewards program, extra points may be earned for shopping with specific retailers, or for making purchases with certain types of vendors.…
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Getting your first credit card can be frustrating.
You may have found that creditors refuse to issue you a credit card because you have no credit history. And you may wonder how you’re going to build a credit history if no one will give you a credit card. You probably feel like you’re a great candidate for a credit card – you’ve been dutifully paying your rent, utility and phone bills, insurance, and medical costs on time without fail for years. …
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