Barclaycard Ring™ Mastercard® Reviews
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Title: Great Balance Transfer Card
Date Reviewed: 2017-06-03 16:49:21 | Recommended?: Yes
Review: I was approved for the Barclay Ring Mastercard, but not instantly. It was about 9:00 pm on Friday, April 7, 2017 when I applied and I was approved 8 hours later with a $20,000 credit line. My FICO score was 776. The approval email stated that I would receive my card in 7-10 days, but when it didn't come, I called. I was told that they ran out of materials to make the cards, but it was now on it's way, I received the card a couple of days later. While I was on the phone I had a representative do 2 balance transfers so that I didn't have to wait any longer, they took about 5 days to go through. Customer service was excellent, even being patient with me while I looked for my credit card number! The terms of the card are amazing, 0% interest on purchases for 15 months, then 13.74%. Balance transfers are 0% interest for 15 months, NO balance transfer fees. There are no rewards, but I don't mind because I just wanted the balance transfer, I'm not using it for purchases. The minimum payment is 1% of the current balance. The website is easy to navigate and gives you all the information and services you would want, including access to a free FICO score.
Title: Barclay Ring
Date Reviewed: 2016-05-15 16:32:46 | Recommended?: Yes
Review: Awesome card if it fits in your card profile. Of late, I have most bases covered for travel, points, business, cash back and so on but, the Barclay Ring provides services not readily offered in the market place. The Iberia Bank Card or the Simmons First Bank Card have similar rates but that is it. The Barclay Ring goes so much further and the low cost no cost Balance Transfers, and Cash Advances for 8.25% with few fees is hard to miss. Imagine, no Foreign Exchange Fees is unreal. Barclay's shut down the Barclay Ring Master Card applications. The Ring has been on my mind for two years so I was able to slide in using another credit card site and got the 7 to 10 day pending notice where by I quickly called the back door telephone number to the credit analysts and went through the review and approval process to include security. Whew ... That was close with an approval on recon and the scores were in the 800's.
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