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Chime Spending Account and Visa® Debit Card

Chime® is a new award-winning mobile app designed to help people lead healthier financial lives and automate their savings. With Chime, you get a Chime Visa® Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, plus a Savings Account that helps you save money without thinking about it.

• Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
• Visa's Zero-Liability Policy protects all unauthorized purchases.*
• 60K+ fee-free ATMs at convenient locations like Walgreens, 7-Eleven, CVS and more
• Real-time alerts for every banking transaction.
• Automatic Savings takes the effort out of saving.
• No minimum, monthly, or overdraft fees.˜

Disclocures: Chime is a financial tech... See More

Disclocures: Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.

Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

There's no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. You must have a Chime Checking Account to open a Chime Savings Account.

Credit Needed:

N/ACreditWeb considers the following based on credit types:

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Rewards: None

Annual Fee	Balance Transfers APR	Purchase Intro APR	Regular APR
$0**	N/A**	N/A**	N/A**

The Chime Visa Debit card is a great way to get paid, while earning interest on your balance. With Visa's Zero-Liability Policy*, no fees*, and a FDIC insured account. Here is our take:

Chime is more than your average, run of the mill online financial service. It's a technologically advanced financial platform that puts its users first.

Here's Chime's mission:

Chime's business was built on the principle of protecting our members and making managing your money easy.

As you learn more about Chime, including its many features, you may come to find that it's the perfect solution to many of your biggest financial challenges.

Chime doesn't charge you, the user, any money. Not a single cent.

Instead, every time you use your Chime debit card, Chime earns a small interchange fee. The money never comes out of your pocket.

Chime is packed full of high-level features, all of which are designed to make your life easier. Here are some of the best:

If you want to get your paycheck sooner than ever before, Chime has you covered.

With its Get Paid Early feature, you can receive your paycheck via direct deposit up to two ^ days sooner than usual.

Stop waiting for your money to arrive in your bank account. Chime can save you time.

There's nothing more frustrating than learning that you've overdrawn on your account. Not only does it mean you have a zero balance, but you also owe the bank money. And on top of that, you're likely to get hit with a fee.

Unless you're with Chime, of course.

With its fee-free overdraft feature, known as SpotMe, Chime will lend you up to $100* on debit card purchases with no overdraft fees*.

If you use this feature, Chime will do all the work for you. The next time you make a deposit, Chime will automatically deduct the money you owe. It's that simple.

For many people, the most difficult part of saving money is putting it in a safe place. And that's why Chime's automatic savings feature is such a big hit.

Every time you use your Chime Visa debit card, Chime will round up your transaction amount to the nearest dollar. From there, your savings are transferred into your savings account.

So, the more you use your debit card, the more you'll save. And best yet, you'll never even realize the money is gone.

• Spending account: This is similar to a conventional checking account, with the ability to use a debit card to make purchases. In true Chime fashion, there's no monthly fees or maintenance fees.

• Savings account: There's a lot to like about Chime's savings account product, including its 2.00 percent ¹ annual percentage yield (APY) and automatic savings feature.

Open one or both. The choice is yours.

If you're looking for a new way to bank, Chime could be the answer. From spending to saving to managing your finances, there are plenty of features to get you excited.

With no cost to you, you have nothing to lose. Compare Chime to your current accounts, sign up, and see where it takes you!