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HSBC Platinum MasterCard® with Rewards credit card
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HSBC Platinum MasterCard® with Rewards credit card

  • Earn $100 Cash Back after you spend $500 or more in new, net purchases in your first three months from credit card account opening.
  • 0% Introductory APR on credit card purchases and balance transfers for the first 12 months from Account opening. After that, a variable APR of 13.99%, 17.99% or 23.99%, will apply.
  • No annual fee and no foreign transaction fees.
  • Earn unlimited Rewards Program Points with every purchase that never expire and redeem for cash back, popular gift cards, merchandise, or flights on most major airlines.
  • Make purchases the way you want — mobile payment enabled supporting Android Pay™, Apple Pay™ and Samsung Pay™.
  • Fraud coverage if your card is ever lost or stolen.
  • Use online banking to access your account, even from your smartphone, with our mobile app.
  • Terms Apply.
  • See Terms


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 0% for 12 months 0% for 12 months Variable APR of 13.99%, 17.99% or 23.99%
Our Editor's Opinion
Enjoy a 12 month 0% introductory rate for purchases and balance transfers, and a low ongoing APR after that. The best part is that you earn cash back on purchases, a very simple way to redeem rewards.

In addition, no annual fee and no foreign transaction fees top this card off as a top cash back rewards selection.

If you have good to excellent credit, we wouldn't look twice at HSBC Platinum MasterCard® with Rewards credit card from HSBC.

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