Compare and Apply For a Credit Card
Find the card you want and that best fits your financial needs.
Here are the top 10 credit cards that we offer:
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Blue Sky from American Express®- 7,500 bonus points when you spend $1,000 within 3 months - redeemable for a $100 statement credit.
- No annual fee.
- Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime.
- Pay your bill all at once, or over time. It's up to you.
- Blue Savings Program®: big deals on big brands, all the time.
- Get a decision in as little as 60 seconds.
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Good | $0* | None | 0.00% for 12 Months* | 17.24-22.24% (Variable)* | Airlines | 7 |
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American Express® Premier Rewards Gold Card- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of Card membership
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, sporting events, and more.
- Introductory annual fee of $0 for the first year, then $175
- Get a decision in as little as 60 seconds.
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Excellent | $0* / $175 | None | None | N/A* | Airlines | 3 |
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Discover® More® Card- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty -16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Good | $0* | 0.00% for 18 Months * | 0.00% for 6 Months* | 10.99-20.99% (Variable)* | Cash Back | Be the first to write one |
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Orchard Bank Classic MasterCards- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Poor | $39* / $59 | None | None | 14.99-24.99% (Variable)* | None | 10 |
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Discover® More® Card- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Good | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 10.99-20.99% (Variable)* | Cash Back | 60 |
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Slate® from Chase- No Balance Transfer Fee!*
- 0% Intro APR for 15 months on purchases and balance transfers
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
- After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
- Avoid interest on everyday purchases
- Pay down your balance faster
- Zero liability on unauthorized purchases*
- No Annual Fee*
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Excellent | $0* | 0.00% for 15 Months * | 0.00% for 15 Months* | 11.99-21.99% (Variable)* | None | Be the first to write one |
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TrueEarnings® Card from Costco and American Express- American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
- Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
- Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Good | $0* | None | 0.00% for 6 Months* | 15.24% (Variable)* | Cash Back | 7 |
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United MileagePlus® Explorer Card- Earn up to 40,000 bonus miles & first year free, a $95 value*
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Excellent | $0* / $95 | None | None | 15.24% (Variable)* | Airlines | 1 |
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Starwood Preferred Guest® Credit Card from American Express- Starpoints® Bonus: 10K with your first purchase and another 15K when you spend $5k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
- Free nights, free flights: Redeem Starpoints with over 350 airlines through SPG Flights and more than 1,000 hotels and resorts worldwide. No blackout dates
- 2011 SmarterTravel® Award for "Best Travel Rewards Card"
- $0 introductory annual fee for the first year, then $65
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Excellent | $0* / $65 | None | None | 15.24-19.24% (Variable)* | Hotels | 3 |
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Orchard Bank Classic MasterCards- An excellent credit card for help rebuilding credit scores; reports to 3 major credit bureaus monthly
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
- Knowledgeable customer service representatives to assist you with questions or concerns
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| Credit Needed | Annual Fee | BT Intro APR |
Intro APR | Normal APR | Rewards | Reviews |
| Poor | $39* / $59 | None | None | 14.99-24.99% (Variable)* | None | 3 |
We maintain relationships with most of the banks to offer competitive credit card offers and pricing.
* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.