USAA Rewards™ World MasterCard® Reviews
See USAA Rewards™ World MasterCard® Details
This content is not provided by USAA Savings Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by USAA Savings Bank. Review content is powered by Finance Globe.
Title: Instant Dec W/ Generous CL
Date Reviewed: 2011-10-10 01:42:51 | Recommended?: Yes
Review: I've had a USAA checking acct since I was active duty (10 years ago), and after reading several FG user reviews of this card, I went ahead and applied online a little over a month ago. Received an instant decision OL: $10K @ 13.9%, with no annual fee and NO PENALTY APR! Was also given immediate access to $1K of my CL, as well as my acct #, pin & exp date. Haven't used the card though - primarily got it to build up my credit/credit worthiness... For now, at least.
When I applied, my plus scores were: EX 748, EQ 748, TU 700; and my existing LOCs totaled $16K, w/ 11% utilized. No negative items on CR. USAA only pulls EQ, but they report to all 3 CB's. USAA's iPad app is also the BEST personal banking app out there.
My ONLY negative comment about USAA/this card was the delivery time. I chose regular mail (free) vs. Paying $14 to expedite (no way), and it took exactly 14 days from the date I applied until the day it arrived in my mailbox. That was a bit much, but it's not like I was in a hurry to go shopping with it...
Title: Nice CL Good CS
Date Reviewed: 2011-09-17 14:37:30 | Recommended?: Yes
Review: Nice starting limit applied yesterday instant decision of $15,000.00 have been a member of USAA for 2 years didnt even know they had credit cards, applied as a fluke and impressed. CSR said I can request a increase in 2 months, but the card is pretty generic in terms and rewards with 12.99% APR but if your looking for a card with nice CL I would say this is your bet. I feel all CU have nice limits
Title: USAA Is A Great Bank To Work With
Date Reviewed: 2011-06-02 20:56:06 | Recommended?: Yes
Review: USAA is a great company to do business with. I have many of their products, but none of their credit cards. Applied online instant approval!
$25,000 Credit line
8.9% APR
EX 790
EQ 788
TU 875
This will be my last card for a while since I recently applied and approved for 3 new tier 1 products.
Title: Why The Heck Not
Date Reviewed: 2011-03-18 11:14:54 | Recommended?: Yes
Review: So 4 days ago I posted a review on the BOA Accelerated Rewards American Express that I was approved for $10k... I decided to refinance my car through USAA,(they pull equifax for everything) and I didn't know that once they pull your credit report they use it to determine ALL products you are available for. Well, after being approved for the loan at the lowest rate possible may I add( I love USAA) I was given a number to call to finish the refinance. The CSR told me there were 3 other products I qualified for with that credit pull... She said that I was approved for the USAA World Master card with a limit of $9k. Well, goodness although I've always wanted an Amex, if I would've known this, I would've never applied for the Amex. So I now have a Visa, Mastercard, and Amex. I'm def not looking for anything else. At the age of 22, with about 4 years AAoA I'm now gardening my credit. It's great that I only had to use one inquiry for my Equifax and Bank of America pulled Experian. I kinda got to double dip. I mean who would say no to $9k that you didn't even apply for or get dinged for. My Equifax score is a 721. Thanks for reading! (CSR's are AWESOME)
Title: USAA World Mastercard Total Rewards
Date Reviewed: 2010-02-25 05:48:27 | Recommended?: Yes
Review: Online opening with immediate decision. Encoruaged to apply by FG and ColoNative. Approved for 10.9% purchase apr and 10.9% cash apr variable rate. Scores were EQ 697 TU 726 EX Unk. They gave me the credit card number, expiration date and security code online for immediate use with a limited $1,000 CL until card is received and activated (sent regular mail 7-10 days). Interested in checking, savings and investments options along with debit/atm card with rewards. They offer a total banking, insurance, and investment service. They specialize in active, retired, and honorably discharged military personnel and families.
Title: Approved Very Happy News About USAA
Date Reviewed: 2008-08-29 13:36:28 | Recommended?: Yes
Review: Well this was a surprise; I was in the service for 10 years and USAA as I would find out open their doors to enlisted folks back in 1996 to active duty that I didnÂ’t know about till many years later. Since I was out I couldnÂ’t take advantage of them. Well things just changed this month as find out from them if you got out after 1996 you can now join with honorable discharge. I opened a ck account with them and also this card came too, WHAT a surprise $1500 cl at 8.9%. So veterans take advantage of this offer if you can. Thanks to all again this site is great.
Title: CSR Talked Me Into This
Date Reviewed: 2008-02-18 17:12:09 | Recommended?: Yes
Review: Refinanced my car with USAA for 5.49% however I was 2k short on the LTV. CSR told me to apply for USAA MC and then I could do a BT for the 2K. I was approved instantly for 5K but didn't transfer the balance because there were no intro rates available( ex 0% for 12 months). So I ended up doing a BT with a pre-existing chase account for 0.99% for 10 months. Oh well I saved 2.5% on the Auto loan and now have yet another Mastercard. At least the cards I most recently applied for have decent CL's. Im contemplating closing orchard even though its my oldest card.(6 years) but honestly I have no need for the card. The interest rate is crazy, there is an annual fee and the credit limit(1400) is a joke. Any feedback will help. Thanks everyone!
Title: Good, Solid Card - Great Service!
Date Reviewed: 2007-02-10 17:07:51 | Recommended?: Yes
Review: We have had this card for a while and have been happy with the usefulness and especially with the service when we have had questions. We have used the travel awards.
Add Your Review
