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0% Credit Cards

Find a credit card with a 0% introductory APR.

10 Credit Cards Found

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Discover® More® Card - Balance Transfer Fee*

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 18 Months *0.00% for 6 Months*10.99-20.99% (Fixed)*Cash BackBe the first to write one



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Blue Sky from American Express (SM)

  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel- anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program®: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*None0.00% for 12 Months*17.24-22.24% (Variable)*Airlines7



Compare

Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 15 Months *0.00% for 15 Months*10.99-20.99% (Variable)*Cash Back56



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Blue Cash Everyday (SM) from American Express

  • Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership
  • 0% intro APR on purchases for 12 months, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • No spend minimum, No enrollment, and No rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
  • No annual fee, flexibility to pay over time

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*None0.00% for 12 Months*17.24-22.24% (Variable)*Cash Back5



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Citi® Diamond Preferred® Card

  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 18 Months *0.00% for 18 Months*11.99-21.99% (Variable)*None10



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Citi® Platinum Select® MasterCard®

  • 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® Identity Theft Solutions
  • No annual fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*0.00% for 18 Months *0.00% for 18 Months*11.99-21.99% (Variable)*None18



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Chase Freedom® Visa - $100 Bonus Cash Back

  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0*0.00% for 12 Months *0.00% for 6 Months*11.99-22.99% (Fixed)*Cash Back7



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Slate® from Chase

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Excellent$0*0.00% for 15 Months *0.00% for 15 Months*11.99-21.99% (Variable)*NoneBe the first to write one



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TrueEarnings® Card from Costco and American Express

  • American Express® Card and Costco Membership Card in one- with no annual fee for Costco members
  • Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
  • Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*None0.00% for 6 Months*15.24% (Variable)*Cash Back7



Compare

Discover® Motiva Card

  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Credit NeededAnnual FeeBT Intro APR Intro APRNormal APRRewardsReviews
Good$0*3.99% for 15 Months *0.00% for 15 Months*10.99-20.99% (Variable)*Cash Back9






0% introductory APR's normally apply strictly to purchases. These cards are typically applied for by people with good credit.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuers website.