Visa and Mastercard Debit Cards
Debit cards are a common choice among consumers that want to stay away from credit. While these offers don't have the same features and benefits as credit cards, they provide a simple and low cost way to avoid carrying cash.
Extra Card
- Extra is the first debit card that helps you build your credit and earns up to 1% back in points for everyday purchases like gas, coffee and your phone bills.¹
- No interest. No credit checks. No deposit required.
- Track your spending & credit score—follow your progress with Credit Journey on the Extra App
- Earn reward points—earn up to 1% back in points with every purchase and redeem them for cool products in the Extra Rewards Store¹
- Use your bank—keep your money where you want, while spending smarter with Extra.¹
- ¹The Extra Debit Card is issued by Evolve Bank & Trust or Patriot Bank N.A. (Member FDIC), pursuant to a license by Mastercard International. Line of credit provided by Lead Bank. Extra is responsible for credit reporting and reports on time and late payments, which may impact a credit bureau’s determination of your credit score. Rewards points only available with rewards plan.
Credit Needed: N/ACreditWeb considers the following based on credit types:
2
Reviews: Be the first to write one
Rewards: Store
Monthly Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A* |
N/A* |
N/A |
|
Directly with Green Dot Bank
Compare
Walmart MoneyCard®
- Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
- Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
- Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
- Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
*Please see site for full terms and conditions.
Credit Needed: N/A, Fair, LimitedCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: Store
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
$0 with eligible direct deposit |
N/A* |
N/A* |
N/A |
|
Directly with Aspiration Financial, LLC
Compare
Aspiration Spend & Save™
- Earn cash back on debit card purchases and up to 83x the national interest rate on savings
- Choose a monthly fee you think is fair
- Aspiration Spend and Save account does not include a credit card
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Up to 5.00% in interest on savings with Aspiration Plus
- Option to plant a tree with every roundup
- Personal impact score to help you shop to match your values
The Aspiration Plus Debit Card is issued by C...
See More
The Aspiration Plus Debit Card is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. Aspiration Financial, LLC is not affiliated with any other named entity.
*The Aspiration Save Account's up to 5.00% Annual Percentage Yield ("APY") with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. ("Aspiration"). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.
Credit Needed: N/ACreditWeb considers the following based on credit types:
2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A* |
N/A* |
N/A |
|
Directly with CenterState Bank, N.A.
Compare
FamZoo Debit Mastercard
FamZoo prepaid cards are a uniquely affordable, convenient, and educational MasterCard® reloadable card offering designed specifically for families.
- No risk of debt, overdraft, or hidden fees
- Free card load and ATM options
- Order immediately online with no credit check
- Empower kids of all ages
- Retain parental visibility and control
- Move money instantly between family members
- Automatically track purchases
- Available to eligible U.S. families
Credit Needed: N/ACreditWeb considers the following based on credit types:
2
Reviews: Be the first to write one
Rewards: None
Monthly Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
$5.99 per month* |
N/A* |
N/A* |
N/A |
|
Directly with The Bancorp Bank
Compare
Chime Spending Account and Visa® Debit Card
Chime® is a new award-winning mobile app designed to help people lead healthier financial lives and automate their savings. With Chime, you get a Chime Visa® Debit Card and an FDIC insured deposit account that can be managed entirely from your smartphone, plus a Savings Account that helps you save money without thinking about it.
- Your deposits are insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
- Visa's Zero-Liability Policy protects all unauthorized purchases.*
- 60K+ fee-free ATMs at convenient locations like Walgreens, 7-Eleven, CVS and more
- Real-time alerts for every banking transaction.
- Automatic Savings takes the effort out of saving.
- No minimum, monthly, or overdraft fees.˜
Disclocures: Chime is a financial tech...
See More
Disclocures: Chime is a financial technology company, not a bank. Banking services and debit card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC. Credit Builder card issued by Stride Bank, N.A.
Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
There's no fee for the Chime Savings Account. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. You must have a Chime Checking Account to open a Chime Savings Account.
Credit Needed: N/ACreditWeb considers the following based on credit types:
2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
$0** |
N/A** |
N/A** |
N/A** |
|
With a debit card, you're required to provide a 100% cash deposit that acts as your credit line. The convenience and security of having a debit card always wins over carrying cash.
Debit cards provide benefits such as:
- Avoid carrying cash
- Online account access
- Ability to increase your debit line by adding additional funds
- Great tool for budgeting
- Application declines are very rare, and most of the time is due to incomplete information
The use of a debit card is one of the best ways to keep managed control over your money and budget. You can learn more and apply for a variety of offers online.