IberiaBank Credit Card Reviews

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Title: Approved! Garrett State Bank Gold Card
Date Reviewed: 2011-05-26 12:43:23 | Recommended?: Yes

Review: This card is in no way affiliated with Iberia Bank, rather just a review of Garrett State Banks gold Visa card. Applied two weeks ago and met with my loan officer yesterday, instantly approved for their best card, which is the gold, had thier Visa Classic card for well over 2 years with a $500.00 limit and 15.9% APR on purchases and cash advances. My score at that time was 480, my credit score at the time of approval with the gold card was 676 TransUnion, which they use 04 Classic Scoring model. Credit limit on the gold card is $5000.00 with a fixed APR of 14.9% Even though I lost out with Navy FCU, I feel like this was a nice bounce back to something just as good! ;)

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