Discover Card Credit Card Reviews
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Title: Perfect Card For Students
Date Reviewed: 2017-03-16 13:44:12 | Recommended?: Yes
Review: I just came across this wonderful card for my daughter. She will be going away to college soon and this card will actually reward her with a $20 bonus at the end of each year if she maintains a 3. 0 gpa. The credit limit is just enough for her (around $1000. 00) and she still has the ability to earn rewards on purchases. The apr is variable at 13. 49%- 22. 49%, but there is a six-month introductory period where all purchases are 0%. I would recommend this card to any student that is just starting college and doesn't have a big credit history or have student loans on their credit report.
Title: Back To Discover
Date Reviewed: 2016-06-16 04:01:02 | Recommended?: Yes
Review: Had this card many years ago, 1998 but closed account. Never really thought about going back. Limiting my cards to 3 cards and this is what i chose to complete that 3. Fico was 705 with instant approval $5500 cl.
Title: Love This Card
Date Reviewed: 2016-05-16 19:48:20 | Recommended?: Yes
Review: With only four months of credit history, discover sent me a $1000 dollar credit card offer. I accepted it and i was surprisingly approved with a soft pull plus!!! Two months later i was given a $1500 dollar credit limit increase! I have read reviews about discover being too hard to get by some and always having trouble getting credit line increases but, i'm living proof that discover is the opposite of what i have read. Discover is a great credit card provider. Thanks discover!!!!
Title: Never Again Discover
Date Reviewed: 2016-04-13 22:23:54 | Recommended?: Yes
Review: I applied for this card today after receiving inviation offers to come back after i closed my account with them back in 2011. I closed it because the cl was low and i had plenty of other cards with higher limits. Giving them another shot i tried today and was approved for a cl for 2500. Seriously? They pull equifax which unfortunetely is my lowest score at 722 but i have close to 100k in income a year. I can make payments larger than 2500. I called to see what they could do and the rep i spoke with said yes they get a lot of applicants with good credit calling in asking why the cl's are so low he advised they are a very conservative lender. Ok... Be conservative with a 560 fico i totally get that but not over a 700. Prime clients are the clients you are suppose to stick your neck out for. I am a credit analyst as a profession and am always generous to a 700+ fico that comes across my desk. Shoot... They have worked hard for it.
Title: 2nd Chance
Date Reviewed: 2015-10-15 13:49:59 | Recommended?: Yes
Review: Bk-13 2007 had to include discover, but they gave me another chance, thought it was a computer glitch, called and approval was confirmed. Received the card today.
Title: Recover From Chapter 7
Date Reviewed: 2015-04-24 19:20:02 | Recommended?: Yes
Review: Chapter 7 2012
just got this card the other day fico 666
1000 credit limit
navy federal creditunion 8000 credit limit mastercard and 3,000 credit
visa card
obee credit union 4300 credit limit visa card
capitalone sonycard limit 4250 and master 2500
barclay mastercard 2000 limit and visa limit 450
walmart credit limit 700
target credit limit 300
my scores after chap 7 were 640 and now have gone up too a high of 706 701 666
Title: Approved!!!!
Date Reviewed: 2015-04-17 19:58:47 | Recommended?: Yes
Review: Have been rebuilding credit for last 2 years. Current equifax score is 684, i got approved for $6200 with 0% for 15 months.
Title: Middle Score 618..denied
Date Reviewed: 2015-01-02 18:20:38 | Recommended?: No
Review: I got pre-qualed for this card but after the hard enquiry
was denied.. Be careful if you dont want any hard enquirey on your report.
Title: Thank You Discover For Giving Me A Second Chance!
Date Reviewed: 2014-12-11 14:15:53 | Recommended?: Yes
Review: I had defaulted with my discover cards over 10 years ago and i never thought i would get approved for discover card again. I'm rebuilding my credit slowly and last month i tried their prequalification (no hard inquiry), and was elated that i was considered for a card. While i didn't get the original offer,i did receive a secondary offer with a 22% interest rate, and a 10. 99% apr for balance transfers for the first six billing cycles, and $1400 credit line. (i did have to call the recon line to verify info)
my equifax credit score was 631. I'm super excited because this card has a lot of great rewards. Thank you discover for giving me a second chance!
Title: Approve
Date Reviewed: 2014-11-08 22:07:11 | Recommended?: Yes
Review: It has been about 3 years since i posted at time i was rebuilding my credit i remember wander telling me to slow down on appling for credit cards. I took his advice and didnot apply for any more cards until i build up my credit score,waited 2 years he said be take an easy and offer will come today i was approve for discover it card credit limit 3500. 00 and also approve for target card 1000. 00 and citi thank your card 4000. 00 credit score are experian 700,transunion 720 exqifax705 thank you so much you were so right these are my first prime cards.
Title: Denied Disapointed!
Date Reviewed: 2014-11-04 18:15:00 | Recommended?: Yes
Review: I just apply for this card having been pre-approved and getting letters in the mail i said what the heck i go ahead and apply online. My fico score equifax 611,633? Don't know the 3rd score. I am in the process of repairing my credit maybe i'll try again in 6 months or so. I also got a capital one pre-approve in the mail too which states that i'll get a credit limit for $300. 00 didn't apply for it. This would of been my very first c. C. I don't own any cards disappointed but there you have it!
Title: I Love The Card & The Elite Customer Service!
Date Reviewed: 2014-04-12 00:28:08 | Recommended?: Yes
Review: Initially i was approved for $13k my score was 724 and the only thing i had was a paid off chase loan and a current auto loan with ally financial. There customer service is amazing and i love their rewards program! The card is delivered in a very nice packaging in just a couple of days.
Title: Approved $1500 CL With Average EQ Score
Date Reviewed: 2013-11-29 20:47:59 | Recommended?: Yes
Review: I received an invitation to apply in the mail and used that code to apply online. After answering questions about my employment, i was informed that i was approved and was able to register for an account right there. It didn't inform me of the limit but i called the 800 number and was directly connected to a representative in ohio. He let me know that i was approved for $1500. First prime card in many many years... Eq is 678, clean but with one 3 yr old collection account. Have plenty of credit with store cards and util is under 20%. Perfect payment history going on two years now. Thanks discover!
Title: Applied For And Was Approved!
Date Reviewed: 2013-08-15 12:29:37 | Recommended?: Yes
Review: Last week i applied for the discover it card was approved with the 0% into rate for 14 months and 13. 99% rate after. Credit limit is $5000. Received my card yesterday. My eq score was 696. I have store credit cards but i need a few regular credit cards for travel, etc. I am hoping this will help make it a little easier to get other credit cards.
Title: Approved 1k Credit Limit
Date Reviewed: 2013-08-13 14:24:06 | Recommended?: Yes
Review: I applied for one of their offers, and they came back with a counter offer which was fine with me, approved with $1000 credit limit, can't wait to start getting the cash back rewards.
Title: Approved
Date Reviewed: 2013-06-10 23:05:15 | Recommended?: Yes
Review: Recently decided to apply for the discover it card after receiving many prescreened offers in the mail for this card. Other cards that i hold are bank of america card ($1000 cl), 2 cap one (both $750 cl) and macy's store card ($500 cl). I can honestly say i was surprised after applying online and seeing that i was instantly approved for the card. Once i was approved, it did not tell me what my limit was so i decided to call in and find out what it was. After speaking to one of the very nice representatives, i almost fell out my chair when she congratulated me and told me i was approved for a $6000 cl!! I found it pleasantly surprising because my fico is 680 and a few months ago i applied for a citi thank you card and was denied. I am definately excited to hold this card because of the nice rewards you get with it. Can't wait to start taking advantage of the rewards!!
Title: Approved But Low Limit
Date Reviewed: 2013-04-05 22:53:57 | Recommended?: Yes
Review: Wanted a discover card and was approved with a $1000 credit limit (one of my lowest limits in comparison to the $20k limit on my other card). I'll wait 6 months and see if i can get the limit increased.
Title: Upgraded To This Card Because I Was Bored....
Date Reviewed: 2013-02-14 11:24:47 | Recommended?: Yes
Review: Bored, can't seem to justify the af for a amex platinum card, and no other card out there interested me at the moment so i decided to upgrade my " more " card to the " it " card. Rarely used the " more " card and the same will apply for this card. Just something to have that currently is " in ".
Title: $1000 Cl
Date Reviewed: 2013-02-12 15:08:10 | Recommended?: Yes
Review: Got $1000 credit line. Unsure who they pulled and will update when i find out. All of my scores are in the 650 range. I called in to apply and they were great to work with.
Title: Discover IT
Date Reviewed: 2012-12-28 06:08:00 | Recommended?: Yes
Review: Actually got the discover it card, no logo for it card here on finance globe, but excited that after almost 5 years, credit's beginning to change
got a $1700 limit, it's a start.
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