Nordstrom Bank Credit Card Reviews
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Title: Approved
Date Reviewed: 2007-08-26 01:07:50 | Recommended?: Yes
Review: Just got approved for this card. Wasn't sure that the approv I'm not certain of the credit limit or the APR. The rep stated that the CL would be between 1K and 10K. I will update when I know more. The only downside of the online application process was that they pulled all three CBRs.
Title: Denied
Date Reviewed: 2007-11-10 03:52:08 | Recommended?: No
Review: I applied for this card and got denied. I think this card may be difficult to get. They check Experian. I applied for the store card.
Title: Approved!!!
Date Reviewed: 2008-04-04 04:50:07 | Recommended?: Yes
Review: Approved Immediately. $500 credit line.
Title: Someone Stop Me
Date Reviewed: 2008-04-27 10:12:07 | Recommended?: Yes
Review: LOVE Nordstrom and Dillards, but I always have to shop online because where I live only has Lord And Taylor. What do you folks think of this bad boy? KEEP IN MIND THAT I PAY EVERYTHING I'VE CHARGED OFF AT THE END OF THE MONTH, SO PLEASE, NO ONE TELL ME I'M IN OVER MY HEAD... HAHA! But really, I don't even need credit cards. I make plenty of money. So does my husband (who is going to kill me for having so many credit cards). I just need my credit lines to add up to over $5,000.00 and Lending Tree advises that although inquiries hurt, it is only 5% of your score, and if you are trying to build your credit, you must apply for credit and enhance your existing lines. Only use 30% of what you need.
I have 6 Inquiries at the moment and I hear Nordstrom is inquiry-sensitive.
And if, oh if, I apply for this thing and do not get approved, will they consider me for the store card?
Lemme know, peeps. Don't want to waste a precious inquiry.
Title: I Got The Other Status Card
Date Reviewed: 2008-07-24 13:54:25 | Recommended?: Yes
Review: I'm pretty excited today as DH and I had a Nordtrom several yrs ago ($4k) but it was closed to inactivity. DH does not like to owe anyone.
I missed the card and my credit wasn't in the position to apply again as I'm rebuilding. My daughter who has perfect credit but not a long history applied on line several days ago but she got the 7-10 day message. I thought for sure that she was going to be declined especially as she had about 5inquiries on EX but she did have Amex, BOA and a few good trade lines with low utilization.
Well, in the mail today, we got a Nordstrom white envelope with a dress rack, boots, shooes, women walking dalks in color on it. I just knew that she had gotten the card.
Details:
$1k limit, 15.9% apr - not bad for a dept. Store
Experian: Fico 687
However, the silver hologram card is a bit cheesy. It feels very light, almost like plastic. I don't recall the old card feeling this cheesy.
Title: Welcome To The Nordstrom Family
Date Reviewed: 2009-03-26 13:10:15 | Recommended?: Yes
Review: Recieved pre-qualified letter in the mail was hesistant as BK 99 and 2 baddies on cr applied online happily approved FICO EQ 685. Card converts to a Visa with good history
Title: APR's Will Get You Everytime.....
Date Reviewed: 2009-04-20 00:44:14 | Recommended?: Yes
Review: Okay, so I applied for this card with the hopes to Balance Transfer 2 of my other smaller cards and cancel the other 2 out. After reading the Credit Card Information about the APR's on the Finance Globe site and also on the Nordstrom's Website, I thought... Let me try this one.
I applied online 2 weeks ago, got the message 7-10 review response. I received the card in the mail, approved for the Nordstrom Visa with a $5000K credit limit. I thought thatĀs great!... Until I looked at the APR... Which is a whoppin' 18%. According to the website that places me in the last Tier, not to good considering the lowest APR is like 4% with Nordstrom.
Anyways, so far the online account manager is great. I set up my banking information online the same day I activated the card. No annual fee.
Rockin35s' Info: FICO 714 with Equifax as of 03/09, last credit hit was January 2009, no derogatory items, no bankruptcy, but debt to income is a little high, 11 hard inquiries from 2007 dropped off my report as of 04/03/09.
I hope this information helps someone that may be considering applying with Nordstrom.
Rockin35
Title: Upgraded From Retail Card
Date Reviewed: 2010-02-17 21:03:12 | Recommended?: Yes
Review: I was approved for the store retail card in December. At the time the CSR said I was not eligible for either the Platinum Visa or the Signature Visa. I was disappointed, but I really wanted an account with Nordstrom. Also, the CSR said I could call in 6 months to request an upgrade. Approved for 2K at Tier III pricing (14.9%). Anyway, this week I spoke with a colleague that once worked for Nordstrom Bank (the issuer of the accounts) and was informed that I should try to call now and that sometimes the system will auto approve with as little as one month of activity. I called and was told that I was eligible for the Platinum Visa! Limit of 4k (Tier III pricing; 14.9% for store charges; 18.9% for all others)! Not worried about the interest rate since I've been paying off in full every month since I eradicated a ton of debt this past year. On the bad side... When I applied in December, they pulled ALL 3 credit reports. No hits though on the upgrade. FICOs: TU=723; Equifax=756 I'll still call in 6 months for the Signature Visa. I want the travel rewards!
Title: Approved 10K
Date Reviewed: 2011-07-14 23:05:06 | Recommended?: Yes
Review: Instant approval at store & have not used card
Title: Not Instant, But Well Worth The Wait!
Date Reviewed: 2011-10-04 20:58:32 | Recommended?: Yes
Review: Applied online for Visa Sig card on a Sunday, so unfortunately no instant answer. Called 48 hrs later to check status. I was approved on Sunday after all. $10K limit, 14.99% for store purch., 18.99% everywhere else. They ONLY pulled EQ. No negs. Existing CLs total $26K, 16% used. Score was 734 when I applied. Dropped to 729 after Hard Inq, but it will bounce back soon enough. Was pleasantly surprised w/ the results of this credit app.
Title: APPROVED ONLINE
Date Reviewed: 2012-01-20 00:28:45 | Recommended?: Yes
Review: Applied last night and called a minute ago and asked them what was the status on my application. I had applied for the Visa Signature but was approved for the retail card with a $1,000 CL. Can you upgrade to a Visa in the future with Nordstrom? Also do they do CLI? I guess 1,000 isn't that bad hopefully I can upgrade in the future.
P.S Nordstrom does have an amazing customer service they all answer your questions, and try to help you as much as they can.
Title: Good Card
Date Reviewed: 2012-04-16 10:49:32 | Recommended?: Yes
Review: I applied for this card in Nov 2011. It was not an instant approval. I received the seven to ten day message. The card came in the mail before that though. There are two separate apr's for the card. The in store is 14% and everywhere else is 18%. Credit limit is $10,000 & scores all in the mid 700's!
Title: Nordstrom Visa Signature Approval
Date Reviewed: 2012-05-21 19:51:24 | Recommended?: Yes
Review: Finally took the plunge after getting rejected a year earlier due to inquiries (had about 4 at the time) in a six month period. Had to fax in driver's license and utility bill to verify identity, approved for $5,000 limit. Automatically enrolled in 'fashion rewards' program which includes up to $100 in alterations per year and private store events. Credit Card customer services always pleasant each time I've called in. My scores at the time, EQ 720 and TU 726.
Title: Don't Get Sucked In
Date Reviewed: 2023-10-04 15:40:44 | Recommended?: Yes
Review: I have been a loyal Nordstrom customer for years. I have also had a perfect credit score for years. I made an honest error related to autopay that resulted in a payment that was 62 days late. This was for a retail purchase for their anniversary sale so I could have early access. By the time I noticed the error Nordstrom and made the correction, Nordstrom had ruined my hard earned credit score. I have attempted to work with their customer service team to for assistance with a goodwill correction and no one has lived a finger to assist me. Most retailers work with credit card partners who will make corrections in certain cases. Nordstrom and TD are notorious for refusing to make a single exception. Very frustrating. Regret getting the card. Regret using the card when I typically pay with my debit card. Regret ever being a Nordstrom customer.
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