Public Savings Bank Credit Card Reviews



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Title: Just Applied For This Card
Date Reviewed: 2010-07-08 10:36:09 | Recommended?: Yes

Review: I am trying to rebuild my credit which has a current FICO score of 594 according to Equifax. I should know something soon and will follow up.




Title: I Like This Bank!!!
Date Reviewed: 2010-08-19 15:54:20 | Recommended?: Yes

Review: Well to start off my credit is horrible. I filed bankruptcy in November 2009 and as of today my FICOs is 630 by trans union I opened this card in March 2010 and I deposited $500 dollars for a secured credit card. APR. 0 for 6 months then 17% after that... There was a $70 charge to open but no annual fee. I like it. Now  I'm  trying to fix my credit. This bank I highly recommend. Banks included in bankruptcy Merrickbank hooters card Citibank Plat Select HSBC 2 cards Kay Jewelry card Shop NBC Card Target Card Capital One 2 cards juniper bank (Barclay's Bank) I want any ideas that can help my FICOs. I know I got a long way to go. Thank you... To everyone ALXNY




Title: Best Of The Worst
Date Reviewed: 2010-08-21 13:05:38 | Recommended?: Yes

Review: This is probably the best card for rebuilding credit that I've come across so far. One time processing fee of $75 and then no annual fee! Your credit limit is the amount of your deposit. When I asked, should be return in as little as 10 weeks if card is paid in full each month. Reports to all three. FDIC insured. 0% introductory APR then only 11.29% that's a pretty good APR, even when compared to the big banks. Will check my score again in 4 months to see what the improvement is.




Title: Very Good Card To Rebuild Credit
Date Reviewed: 2011-07-25 20:59:40 | Recommended?: Yes

Review: I have been having this card for a year. It's a very good card to rebuild your credit. I had a CH7 bankruptcy discharged in 2004. I waited until last year to apply for credit cards which I was promptly denied. So I took a chance on this card and after a year I got approved for a Capital One Visa with a $500 limit, and an Orchard Bank Visa with a $300 limit. I would recommend this card to anyone who wanting to established credit.




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