DSRM National Bank Credit Card Reviews
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Title: Approved!
Date Reviewed: 2010-03-30 09:08:08 | Recommended?: Yes
Review: We have a Valero station close to where I live and I decided to apply online, Instant approval for $300.00, Equifax score was 663 at the time of approval with 1 inquiry. I haven't received the card yet and all the details but I will keep you guys posted.
Title: Denied
Date Reviewed: 2010-04-16 19:23:48 | Recommended?: No
Review: Exp=663, Eq=632, TU=602
Pulled from Equifax.
Applied online then called and denied, letter to follow.
No BK, No neg history in past 3 years, no late pays in past 3 years, 1 old collection from 5 years ago and no credit pulls from Equifax in past year!
Title: Approved Not Instant
Date Reviewed: 2011-01-17 12:47:02 | Recommended?: Yes
Review: Applied for card in Dec, hit my identity guard a week later checking EQ, got the card in the mail a few days after that. I have no baddies, no BK, only 2 inquiries in the last two years. I only have 4 credit cards, two starter cards, this gas card 600, and paypal buyers credit 500. I pay off each month so don't worry about apr. California is full of Valeros and one is right next to my house so very convenient. No hassles. Dont really think I need $600 for a gas card but not complaining.
I keep my limites under 30%, pay everything on time and always more than minimum.
My Scores
EQ 730
EX 635
TU 737
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