Cortrust Bank Credit Card Reviews
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Title: No Difference
Date Reviewed: 2008-06-27 15:56:30 | Recommended?: Yes
Review: Had this card for a while. I gues its like the others that I have been reading about on this board. Charges the monthly fee, also charges 6.95 for making a payment online. I think its time to let this one go. I have to cards from HSBC and neither charges any monthly fees. This card does assist in getting established. Wish I could get Cap 1 however they are not BK-friendly
Title: My Experience
Date Reviewed: 2008-06-28 00:02:09 | Recommended?: Yes
Review: I have had this card since November 2005. It was my third after my bankruptcy discharge in 2004. I like my card very much, and have not had a single problem. I started at $250, and as of today my limit is $1100, so it will grow with you. I get an increase every 6 months, the first was $100. The second was $100. The third was $150. The fourth was $200, and last one, which I just got yesterday, was $300. All future increases for me will be $400. I called customer service one day to see how far this account can grow with me, and I was told it will grow to $2500 limit. There are no charges for increases, only the very first one. They charge $6 monthly fee, and a $50 annual fee, expensive I know... But I was grateful they gave me a chance, I will keep it out of loyalty... At least until I hit the maximum limit. Payments post next day, always available, $5 fee to pay online. Excellent on line account management. Customer service is always nice, and I can actually understand them. I can do better than this card, but I now have almost 3 years of history, so I'm not in a hurry to get rid of it... All increases have been automatic, I never had to ask for them. I get them right when my statement cuts, at the end of June, and the end of December. Great card!!! Thanks.
Title: 6 Months
Date Reviewed: 2008-08-09 17:14:24 | Recommended?: Yes
Review: I've had this card for 6 months. I like it & I'm wondering at what point in time do they do a credit limit increase? It's still at the limit I started with-$250.
Title: 6 Months
Date Reviewed: 2008-11-22 11:19:12 | Recommended?: Yes
Review: I have had this card for six months with a 250.00 credit line, just now got an increase with a 25.00 fee but what the heck its building my credit
Title: As Advertised
Date Reviewed: 2011-06-11 17:12:42 | Recommended?: Yes
Review: I have never missed a payment and this card has rewarded me. The initial CL was 250. I have gotten an increase every 6 mo. My CL is now 1900 in 3 yes. Thanks Cortrust Bank!
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