Credit Education

Credit Card and Reporting Education

Answer these Questions Before Getting a Credit Card with an Annual Fee

Some credit cards have an annual fee while others do not. So, before you make a final decision, it’s important to know exactly what you’re getting.

Here are several questions to address before applying for a credit card with an annual fee:

1. How much is the annual fee?

There is a big difference between a credit card with a $100 annual fee and one with a $500 annual fee.…
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Key Features of a Bad Credit Credit Card

Do you have bad credit? Is this stopping you from reaching some or all of your financial goals?

Although you may be in a bad spot right now, there are steps you can take to dig your way out in the days, weeks, and months to come.

One of the best ways to improve bad credit is through the use of a credit card.…
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Are You Worried About All Those Credit Card Fees?

Is there anything worse than the thought of being charged some type of credit card fee?

When applying for a credit card, it’s imperative to understand the fees associated with the offer. If you don’t, there’s a chance that you could be surprised by one of these at some point in the future – and that’s not a situation you want to face.…
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Don’t Forget these Details when Applying for a Business Credit Card

In many ways, applying for a business credit card is the same as doing so as an individual.

However, you don’t want to apply for a business credit card until you realize how your personal finances can be impacted.

Here are three important details to consider, all of which are often overlooked by business owners:

  • Your personal credit history can be impacted by your business credit card.

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Chase Sapphire Preferred® Card Travel Rewards Analysis

The Chase Sapphire Preferred credit card is a top choice among many types of consumers, especially travelers who are interested in serious rewards and an annual fee that’s less than $100.

Chase Sapphire Credit CardFrom the start, you’ll find yourself earning points for everything from travel to dining (and that’s just the beginning). Along with this, once you’re ready to redeem your points, you gain access to a flexible reward program that’s considered one of the most advanced in the industry.…
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Reasons why you need a Credit Card

There is no denying the fact that some people shouldn’t carry a single credit card. For example, if you have had issues with this type of debt in the past, it is probably best that you don’t have access to a credit card in the future.

On the flipside, there are reasons why you need a credit card.…
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Try these Tips to Avoid Credit Card Trouble

There are many benefits of carrying a credit card. For example, you always have something in your pocket in the event of an emergency.

Conversely, one piece of plastic can cause you a lot of trouble if you don’t know what you are doing.

If you have faced credit card trouble in the past, if you are concerned about this in the future, there are a few tips you can follow to improve your situation:

Use the Right Type of Credit Card

Nobody is forcing you to use a credit card.…
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