Credit Card and Reporting Education
Many people never think twice about the terms and conditions associated with their credit card. Even if they have some questions and concerns, they assume that there’s nothing they can do. And if they do decide to take action, canceling their credit card is the first thing that comes to mind.…
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Are you interested in applying for your first credit card? How about a business credit card? What about one that has a well known reward program? Regardless of your situation and type of offer you are searching for, there are steps you can take to improve your chance of finding the right credit card.…
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Source: Rebekah Frischkorn is a Marketing Specialist for AmeriChoice Federal Credit Union, a 15,000+ member credit union with seven locations in central Pennsylvania.
If you are positive that a credit union is best for you and your money, you only have one question to answer: which establishment is best for me?…
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Many years ago, online bank account management didn’t exist. Instead, everything you did in regards to your bank accounts was with pencil and paper. Imagine that!
In today’s day and age, this has all changed. Now, more people than ever before are taking advantage of online account management. This isn’t something you have to do, but there are definite benefits of traveling down this path.…
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There are many benefits of shopping online, including the ability to save money when compared to local prices. Furthermore, the convenience factor attracts many consumers to the internet.
But just because you are shopping online does not mean you should automatically assume you are getting the best possible deal. There are other ways to potentially save money, including these three ideas:
While many people keep the same credit card their entire life, this could be a mistake. There are times when it’s best to apply for a new credit card, as opposed to relying on the same one year after year.
Here are some situations in which you should consider this:
As a result of the COVID-19 pandemic, many people find themselves dealing with unexpected financial circumstances. Since there is no way of knowing what the future will bring, the best thing you can do is focus on the here and now.
In addition to gaining a clear understanding of your financial
situation and how to maintain stability during these uncertain times, you can
also turn to a variety of resources for advice and guidance.…
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How many credit cards do you have to your name? How many balances do you have? Are you looking for a way to consolidate these debts?
Even with the best intentions, it’s easy to get into a
situation in which you have multiple credit card balances. This isn’t always
dangerous, but it can eventually take a toll on your finances.…
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Before applying for a credit card, it’s critical to have a thorough understanding of what’s most important to you. In other words, what does your perfect credit card look like?
You may never find an offer that suits your every requirement, but that doesn’t mean you can’t come close.
It’s important to note that what you consider to be the perfect
credit card may not suit the needs of the next consumer, and vice versa.…
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You’ve spent plenty of time comparing credit card offers with hopes of finding the perfect one. You’re almost ready to apply, but aren’t totally sure if now’s the right time to move forward.
It’s common to take a step back when you’re close to the end of the road. However, if you let your fear get the best of you, you may never end up with a credit card that can improve your financial circumstances while providing a high level of convenience.…
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