How to Lessen the Impact of a Late Credit Card Payment

It happens to even the most financially responsible consumers. You have every intention of paying your credit card bill on time, but for one reason or another it slips your mind. Soon enough, you realize that you missed the due date and could be in trouble.

Here are some steps you can take to lessen the impact of a late credit card payment:

  1. Pay the Bill

It doesn’t matter if you make the minimum payment or clear the entire balance, do so as quickly as possible.…
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Questions to Help You Find the Best Rewards Credit Card

With so many rewards credit cards to choose from, it can take quite some time to learn more about every offer that’s available. While every card has something unique to offer, you don’t want to make a final decision until you’re sure that you’re getting exactly what you want.

Fortunately, by answering a few key questions, you can narrow your options and choose the rewards credit card that best suits your finances.…
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Top Tips for Avoiding Late Credit Card Payments

Nothing harms your credit score quite like a late payment. If you get into the habit of paying your bills past the due date, you can expect it to take a toll on your score.

Fortunately, there are many things you can do to avoid late credit card payments. It all comes down to finding a system that works for you, your budget, and your financial style.…
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What Was the Reason for Your Credit Card Denial?

When you apply for a credit card you hope to receive an instant approval. When this happens, it won’t be long before you’re able to use your credit card and take advantage of its many benefits.

Unfortunately, there is no guarantee of an approval. There are many reasons for a credit card denial, with the following among the most common:

  • You have too much debt.

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What Makes Up a Credit Score?

Everyone wants to have a good credit score, but there’s more to achieving this goal than paying your bills on time and hoping for the best

It’s important to understand what makes up a credit score. With this knowledge, it’s much easier to adjust your financial approach to improve your chance of boosting your score and avoiding harmful mistakes.…
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