Credit Education

Credit Card and Reporting Education

Credit Card Account Online Access: How to use it

As a credit card holder, you should take advantage of all the tools that are available to you. Online account access is one of those that you can’t afford to overlook.

There are many ways to use this tool, with the following among the best:

  • Track and check your balance. How do you know how much you have charged on your credit card during a specific period?

Read the rest

How to Choose the Perfect Emergency Credit Card

Unless you have cash on top of cash sitting in the bank, it’s a good idea to keep an emergency credit card nearby.

You hope you are never faced with an emergency in the future, but you realize this could happen at some point. From a medical emergency to a car repair, something bad could go wrong when you least expect it.…
Read the rest

Common Reasons to Dispute a Credit Card Charge

One of the primary benefits of shopping with a credit card is the protection you receive as a consumer.

At some point, you may realize that you need to dispute a credit card charge. This isn’t exciting by any means – as it will take some time and effort on your part – but it may be something you need to do nonetheless.…
Read the rest

Does Your Credit Card Need Replaced?

It doesn’t matter if you’ve had your credit card for several months or many years, there is always the chance that you could find yourself searching for a replacement at some point in the future.

There are many reasons why you may need to replace your credit card with a new one, including the following:

  • Too many fees.

Read the rest

Answer these Questions Before Getting a Credit Card with an Annual Fee

Some credit cards have an annual fee while others do not. So, before you make a final decision, it’s important to know exactly what you’re getting.

Here are several questions to address before applying for a credit card with an annual fee:

1. How much is the annual fee?

There is a big difference between a credit card with a $100 annual fee and one with a $500 annual fee.…
Read the rest

Key Features of a Bad Credit Credit Card

Do you have bad credit? Is this stopping you from reaching some or all of your financial goals?

Although you may be in a bad spot right now, there are steps you can take to dig your way out in the days, weeks, and months to come.

One of the best ways to improve bad credit is through the use of a credit card.…
Read the rest

Are You Worried About All Those Credit Card Fees?

Is there anything worse than the thought of being charged some type of credit card fee?

When applying for a credit card, it’s imperative to understand the fees associated with the offer. If you don’t, there’s a chance that you could be surprised by one of these at some point in the future – and that’s not a situation you want to face.…
Read the rest

Say Hi & Get in Touch