Credit Education

Credit Card and Reporting Education

Are These Mistakes Killing Your Credit Score?

Even if you do your best to maintain a high credit score, you could run into trouble at some point in the future. Worse yet, it’s possible you could make a mistake without knowing what you’re doing.

There are a variety of mistakes that can drag down your credit score, with these five among the most common:

  • Late payments.

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What Does Your Ideal Credit Card Look Like?

There are many challenges that may arise when applying for a credit card, including the fact that you need to compare a variety of offers in order to make a confident decision.

As you get started, it’s important to have a clear idea of what you’re looking for. Without this, you’ll soon find yourself lost in the hundreds upon hundreds of options that are out there.…
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Secured Credit Cards: A Few Things You Need to Know

Have you come to find that you don’t qualify for a traditional credit card? There are many reasons why this could happen, such as a lack of credit history or a poor credit score.

As disappointed as you may be, there’s something you need to know: you can still get approved for a secured credit card.…
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Are You Making One or More of These Credit Card Mistakes?

Do you have at least one credit card in your name? Do you use it often? Are you concerned that you may be making some mistakes?

When it comes to something as powerful as a credit card, making a mistake can cost you both time and money.

Fortunately, once you’re familiar with the most common credit card mistakes, you can implement a plan for keeping these out of your life.…
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How to Find the Perfect Credit Card in 2018

With 2017 coming to an end, there’s a good chance you’ve already turned your attention to the new year. This can mean many things as far as your finances are concerned.

At some point in 2018, you may find yourself searching for a new credit card. Maybe you don’t like the card that you’re currently using.…
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The Advantages of Having More Than One Credit Card

How many credit cards do you have in your wallet or purse? If the answer is one, there may come a point when you begin to consider adding another.

Although this could present a few challenges in regards to controlling your spending, there are multiple advantages of having more than one credit card:

  • If you lose one credit card (or it is stolen), you don’t have to wait for your replacement to arrive by mail.

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Credit Card Reward Points: What Can You Get?

Do you carry a rewards credit card? Do you find yourself accumulating one point after the next? Do you often wonder when it makes sense to redeem your points, while also thinking about what you can get in return?

Before applying for a credit card it’s important to learn more about the reward program, including how you can use your points.…
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