Some individuals carry one credit card. Some carry none at all. And then there are those who have come to enjoy the benefits of multiple credit cards.
It’s not the right financial approach for everyone, but there are a variety of benefits associated with carrying multiple credit cards. Here are some reasons to consider it:
1.…
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Credit card issuers may offer you an add-on service to help with your monthly payments if you’re unable to. This payment protection is a type of add-on insurance that usually has a low monthly cost. Because the cost is so low, you may justify paying for it, but is it actually worth it?…
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Shopping for credit options when you have poor credit or no credit is tough. But a prepaid or secured credit card may be worthwhile options to consider. Understanding the differences between the two can help you narrow down your choices and ultimately make the best selection.
What is a Secured Credit Card?
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If you’ve finally found a credit card you think is a great fit, don’t press submit on the application just yet. Consider a few things before you finalize the application. After all, you’re initiating a new financial relationship that can have a major impact on your life. You want to do it right.…
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Having the right credit card opens the door to a world of amazing benefits. Free hotel nights are a welcome benefit for both frequent travelers and people who take just one or two vacations per year. Using the right credit card can help you rack up enough points or even cash back rewards to get you free hotel nights, sometimes even a complete hotel stay.…
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The 10% discount customer service representatives offer for opening a store credit card isn’t always worth it. Before you agree to signup for a store credit card, make sure you’re ready for another credit card. The credit card should offer enough ongoing benefits to justify having it.
You may not be able to use it outside the store.
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Millennials are more likely not to have a credit card. Sometimes choose to avoid credit cards because they think it’s a one-way ticket to debt. Or because they simply prefer to use cash. While there are some risks to using a credit card – like running up a big balance – those risks can be managed.…
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The moments after you press the submit button on a credit card application can feel like an eternity. While you hope for the best, there’s always a chance you can be denied.
Even with a great credit score, certain factors can stand between you and the perfect credit card. It’s not the end of the world.…
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Has the time come for your business to receive a cash infusion? Are you wondering where to turn for the money you need?
When it comes to business financing, there is no shortage of
options. For example, business credit cards are extremely popular, as good or
excellent credit allows you to open an account with favorable terms.…
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Most credit cards give you the option of paying off your charges each month or taking your time and making monthly payment. If you choose to take your time paying off your balance, you’ll be hit with a finance charges. Finance charges are essentially the fee you pay for carrying your balance beyond the allowed grace period.…
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