Get Removed From Credit Card Solicitation Lists


If you do not want to receive credit card solicitations, you can use one or all of these methods to remove yourself from the lists. We recommend that you visit optourprescreen.com first and then evaluate if you need to take further action by calling or writing.

Do It On-line

You can opt-out online at www.optoutprescreen.com for either 5 years or permanently.

Learn more at this article from FTC.gov.

Do It By Phone

You can call this federally-mandated toll-free number to opt-out: (888) 567-8688.



Other Resources

www.dmachoice.org
www.donotcall.gov

Understanding Pre-Screened Credit and Insurance Offers

Pre-screened credit and insurance offers are targeted promotions that financial institutions and insurance companies send to consumers. These offers are based on specific criteria determined from your credit history. The goal is to extend offers to consumers who meet the lender's or insurer's predefined credit or demographic profiles.

How Do These Offers Work?

Opting Out

If you prefer not to receive these offers, you can opt out by contacting the major credit bureaus. This choice won't prevent you from applying for credit or insurance independently but will stop the flow of unsolicited offers to your mailbox.

By understanding pre-screened offers, you can better decide whether to make use of them or opt out for a cleaner mailbox.

How to Send a Written Opt-Out Request for Pre-Screened Credit Offers

If you're looking to halt those pre-screened credit offers, sending a written opt-out request is a straightforward process. Here's how you can do it:

  1. Prepare Your Information: Gather essential details such as your full name, complete address, and Social Security number. Make sure to sign the request as well, which verifies your identity.
  2. Compose Your Written Request: Clearly state your desire to opt-out of receiving pre-screened credit offers. Use polite and concise language to ensure your request is easily understood.
  3. Send Your Request by Mail: Address your written request to the designated bureau's mailing address responsible for managing these opt-out requests. It’s advisable to use certified mail to track your submission and ensure it’s received.

What Happens Next: The bureau will handle removing your name from pre-screened lists and notify other major credit reporting agencies: Experian, TransUnion, and Innovis. This ensures a comprehensive opt-out experience.

By following these steps, you can effectively stop those offers from cluttering your mailbox, contributing to a more streamlined and private financial life.

To opt out of receiving pre-screened offers, ensure your written request contains the following details:

  1. Complete Name: Include your first, middle, and last names as they appear on your credit records.
  2. Full Address: Provide your full residential address, ensuring it matches the one in your credit profile.
  3. Social Security Number: For verification, list your full Social Security number.
  4. Signature: Sign the request to authenticate your identity.

After you've compiled these details, your request will be processed and shared with major consumer reporting agencies.

When you decide to opt out of pre-screened credit offers, your request to be removed from these lists is not handled in isolation. Instead, the process extends across several major credit reporting agencies.

Here’s how it works:

By opting out, you're effectively minimizing the chances of your information being used for marketing pre-screened credit offers by the major credit reporting agencies.

Say Hi & Get in Touch


* See the online bank credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by the credit card issuer.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.
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