Credit Cards with Cash Back Rewards

We didn't find any credit cards in this category, but we do have these popular offers that you may be interest in.
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First PREMIER® Bank Mastercard® Credit Card
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Directly with First PREMIER® Bank

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First PREMIER® Bank Mastercard® Credit Card

  • WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future.*
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Access to credit, when you need it most (subject to available credit)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • First PREMIER customer service: helpful, friendly, fast
  • You could be approved for a credit limit increase after your 1 year anniversary - Just Ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 4
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
First PREMIER® Bank Credit Card
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Directly with First PREMIER® Bank

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First PREMIER® Bank Credit Card

  • HERE FOR YOU – NOW & IN THE FUTURE – First PREMIER Bank values its customers and employees and helping them build a bright future.*
  • Looking to build a credit future?  We report to the major consumer reporting agencies monthly*
  • Manageable credit limit, manageable payment, meant to fit your budget
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines) 
  • First PREMIER customer service goes above and beyond to provide patient, friendly help
  • PREMIER puts control in your hands, just ask to be evaluated for a credit limit increase after 12 months

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 2
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Indigo® Platinum Mastercard® Credit Card
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Directly with Genesis FS Card Services

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Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 3
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 - $99 N/A* N/A 24.9%
PREMIER Forward® Mastercard® Credit Card
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Directly with First PREMIER® Bank

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PREMIER Forward® Mastercard® Credit Card

  • YOU & PREMIER: A SOLID TEAM – First PREMIER Bank values its customers and employees and helping them build a bright future.*
  • Looking to begin your credit building journey?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • With a 4.5 (out of 5)-star rating, First PREMIER customer service shows that it works hard to help customers
  • Credit Limit Increase Eligible —upon request, and after 12 months of consistent responsible account management (on-time payments and staying within the credit limit).

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 3
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
First PREMIER® Bank Gold Credit Card
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Directly with First PREMIER® Bank

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First PREMIER® Bank Gold Credit Card

  • WE'RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build credit?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Courteous, caring customer service: that’s what First PREMIER is all about
  • Credit limit increases can be evaluated after 12 months. Just ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: Be the first to write one
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
First PREMIER® Bank Classic Credit Card
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Directly with First PREMIER® Bank

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First PREMIER® Bank Classic Credit Card

  • YOUR HELPING HAND - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build a credit future?  We report to the major consumer reporting agencies monthly*
  • Use available credit for basics like gas and food when you need them
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • US-based customer service that’s both professional and personable
  • Customers can request to be evaluated for a credit limit increase after 12 months

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 1
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Reflex Mastercard®
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Directly with Celtic Bank

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Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required


Credit Needed:
Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms N/A* N/A* 25.90% - 29.99%
Total VISA® Unsecured Credit Card
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Directly with The Bank of Missouri

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Total VISA® Unsecured Credit Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus


Credit Needed:
Fair, PoorCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score below 600 is considered poor credit. 2

Reviews: 2
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A N/A See Terms*
Milestone Gold Mastercard®
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Directly with Genesis FS Card Services

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Milestone Gold Mastercard®

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
Good, FairCreditWeb considers people with a credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$35 - $99* N/A* N/A 24.9%
FIT Mastercard®
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Directly with The Bank of Missouri

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FIT Mastercard®

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Checking Account Required


Credit Needed:
PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms N/A* N/A* 29.99%
Upgrade Card
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Directly with Sutton Bank

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Upgrade Card

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

Reviews: 1
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 N/A* N/A* 6.99%-29.99%
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
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Directly with Genesis FS Card Services

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Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 1
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 - $99 N/A* N/A 24.9%
JCPenney Credit Card®
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Directly with Synchrony Bank

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JCPenney Credit Card®

  • Earn 2X the rewards points with a JCPenney Credit Card - receive 1 point per dollar spent on qualifying purchases*
  • 15% OFF* select apparel, shoes, accessories, fine jewelry, salon products, furniture & mattresses, home, and in-home custom design; or save 5% on select electrics/electronics, Modern Bride Design Your Dream Ring, smart watches & Tempur-Pedic
  • Enjoy exclusive offers throughout the year with 100+ special savings days where JCPenney Credit Card members save more.


Credit Needed:
Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: 59
Rewards: Store
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* N/A* N/A* 25.99%*
Surge Mastercard®
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Directly with Celtic Bank

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Surge Mastercard®

  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required


Credit Needed:
Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: 2
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See website for Details* N/A* See website for Details* 25.90% - 29.99%
ABOC Platinum Rewards Mastercard® Credit Card
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Directly with Amalgamated Bank of Chicago

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ABOC Platinum Rewards Mastercard® Credit Card

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* N/A 0% for 12 months* 12.90% - 22.90% (Variable)*
Let's face it: there's nothing better than receiving cash back for purchases made on your credit card.

With good to excellent credit, you gain access to cash back rewards offers from a variety of credit card issuers.

With so many of these offers to choose from, focus on details such as: annual fee, cash rewards bonus, expiration dates, and the purchase percentage that qualifies for cash back.

The best cash back rewards credit cards combine a high level of features with competitive rates on both purchases and balance transfers. Furthermore, many offers provide online account management, text alerts, double cash back on certain purchases, and automatic account review for credit line increases.

With a cash back credit card, you'll earn money on every dollar you spend. By choosing the right offer, you'll find it much easier to use, manage, and enjoy everything about your credit card.
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