Credit Union or Local Bank? Why a CU may be Best for you

Big Benefits of Online Bank Account Management

Many years ago, online bank account management didn’t exist. Instead, everything you did in regards to your bank accounts was with pencil and paper. Imagine that!

In today’s day and age, this has all changed. Now, more people than ever before are taking advantage of online account management. This isn’t something you have to do, but there are definite benefits of traveling down this path.…
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Shopping Online? Do these Things to Potentially Save Money

There are many benefits of shopping online, including the ability to save money when compared to local prices. Furthermore, the convenience factor attracts many consumers to the internet.

But just because you are shopping online does not mean you should automatically assume you are getting the best possible deal. There are other ways to potentially save money, including these three ideas:

  1. Contact the store for a discount code.

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Chase Sapphire Preferred® Card Travel Rewards Analysis

The Chase Sapphire Preferred credit card is a top choice among many types of consumers, especially travelers who are interested in serious rewards and an annual fee that’s less than $100.

Chase Sapphire Credit CardFrom the start, you’ll find yourself earning points for everything from travel to dining (and that’s just the beginning). Along with this, once you’re ready to redeem your points, you gain access to a flexible reward program that’s considered one of the most advanced in the industry.…
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Reasons why you need a Credit Card

There is no denying the fact that some people shouldn’t carry a single credit card. For example, if you have had issues with this type of debt in the past, it is probably best that you don’t have access to a credit card in the future.

On the flipside, there are reasons why you need a credit card.…
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Try these Tips to Avoid Credit Card Trouble

There are many benefits of carrying a credit card. For example, you always have something in your pocket in the event of an emergency.

Conversely, one piece of plastic can cause you a lot of trouble if you don’t know what you are doing.

If you have faced credit card trouble in the past, if you are concerned about this in the future, there are a few tips you can follow to improve your situation:

Use the Right Type of Credit Card

Nobody is forcing you to use a credit card.…
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3 Top Risks of a Small Business Credit Card

Are you on the verge of applying for a small business credit card? Are you excited about the benefits this will bring to your company?

If you find yourself in this position, there’s something to keep in mind: you must become familiar with the risks before you sign your name on the dotted line.…
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Use Your Credit Card Points for These Things

When you sign up for a credit card with a rewards program, you dream of the day when you’ll have enough points to redeem them for something of great value.

For some, this comes sooner rather than later. For others, it takes quite a bit of saving. This all comes down to two things:

  • How much money you spend on your credit card.

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The Credit Card Balance Transfer

credit-card-bt1Many credit card users are taking advantage of the opportunity to save money on interest fees with a credit card balance transfer.


A balance transfer can be made from one or more credit cards, transferring the debt to a new card with better interest rates, often as low as 0%.…
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Credit Card Reward Types

Rewards cards are aimed at consumers with good to excellent credit and offer the cardholder a little something back for using the card.


Generally, rewards are 1% of purchases charged to the card. Depending on the card issuer’s rewards program, extra points may be earned for shopping with specific retailers, or for making purchases with certain types of vendors.…
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