Business Credit Cards
Are you the owner of an established small business? If so, you have many options when applying for a business credit card. We recommend that you examine all rates, fees and rewards before applying, depending on your business credit record. Note: you'll need your tax ID or EIN to apply for a small business credit card.
- Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card within the first 90 days of account opening.
- 3% cash back on cellular, gas stations and office supply store net purchases
- 1% cash back on other net purchases
- No cap on total rewards and they never expire!
- Plus, a 25% Annual Cash Rewards bonus, up to $250
- No annual fee*
- Net purchases are purchases minus credits and returns
See Rates & Fees
Credit Needed: ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0* |
N/A |
0%* for 9 billing cycles on purchases* |
13.99%-24.99%* (Variable) |
|
- Earn 20,000 bonus points after you spend $1000 in net purchases during the first 90 days after opening your account
- Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment
- Earn 1 point per dollar on other net purchases
- No cap on total points you can earn
- No annual fee*
- Net purchases are purchases minus credits and returns
See Rates & Fees
Credit Needed: ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: Flexible Options
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0* |
N/A |
0%* for 9 billing cycles on purchases* |
13.99%-24.99%* (Variable) |
|
- 0% Intro APR* on purchases and balance transfers for the first 12 billing cycles
- No annual fee*
- Free employee cards
- Zero fraud liability* protects you against unauthorized transactions
See Rates & Fees
Credit Needed: ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0* |
0%* intro on BTs for 12 billing cycles on balance transfers* |
0%* for 12 billing cycles on purchases* |
11.99%-19.99%* (Variable) |
|
Many of the top credit card issuers have a variety of small business credit cards, with each offer unique in its own way. We recommend you compare the following details before making a final decision:
- Interest rate
- Fees
- Promotional offers
- Rewards program
- Access to online management tools
Business owners face many obstacles in regards to finances. With a small business credit card in hand, it's simple to make purchases, remain organized, and receive something in return (reward points or cash back) for every dollar you spend.
