Secured Credit Cards
Secured credit cards are a common choice among consumers with poor or no credit. While these offers don't have the same features and benefits as unsecured credit cards, they can provide an alternative to build or establish credit.
Directly with First PREMIER® Bank
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First PREMIER® Bank Secured Credit Card
- Only you can rebuild your credit. A First PREMIER Bank Credit Card can be one tool to help in your journey. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month.
- 24-hour online access, set up account alerts, and schedule automatic payments!
- Quarterly FICO score on your monthly billing statement.
- Zero fraud liability protects you from unauthorized charges. Restrictions apply.
- Security Deposits are placed in an FDIC-insured account
- If approved, fund your Security Deposit to open your account. Once open, you will have the opportunity to build your credit limit up to $5,000.
- If approved, your First PREMIER Bank credit card account is reported to the Consumer Reporting Agencies each month.
- Application response in as little as 30 seconds.
- Issuing credit cards since 1989.
- Join millions of First PREMIER Bank credit cardholders. Apply now!
Credit Needed: Poor, AverageCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: N/A*
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See Terms* |
N/A* |
N/A* |
See Terms* |
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Directly with First Progress
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First Progress Platinum Elite Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $29 |
N/A |
N/A |
20.74% (Variable) |
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Applied Bank® Secured Visa® Gold Preferred® Credit Card
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $48 |
N/A |
N/A |
9.99% (Fixed) |
|
Directly with First Progress
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First Progress Platinum Prestige Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard(R) Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms
Credit Needed: Limited, Poor 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $49 |
N/A |
N/A |
10.74% (Variable) |
|
Directly with First Progress
Compare
First Progress Platinum Select Mastercard® Secured Credit Card
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application
- Full-Feature Platinum Mastercard(R) Secured Credit Card
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide Program though not yet available in NY, IA, AR, or WI
- * See Card Terms
Credit Needed: Poor, LimitedCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $39 |
N/A |
N/A |
14.74% (Variable) |
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With a secured credit card, you're required to provide a cash collateral deposit that acts as your credit line. As long as you pay your bill on time, this approach may help you establish credit.
Although secured credit cards require collateral, these offers still provide benefits such as:
- Reporting to all three national credit bureaus
- Online account access
- Ability to increase your credit line by adding to your collateral
- Fixed and variable rate APR's
A secured credit card is one tool that can help you build or rebuild your credit. A few steps for rebuilding your credit are: apply for a manageable credit limit credit card, avoid missed payments to your creditors and establish diverse credit. You can learn more and apply for a variety of secured offers online.
