Secured Credit Cards
Secured credit cards are a common choice among consumers with poor or no credit. While these offers don't have the same features and benefits as unsecured credit cards, they provide a simple and low cost way to build credit.
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Credit Needed: PoorCreditWeb considers people with a credit score below 600 to have poor credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $48 |
N/A |
N/A |
9.99% (Fixed) |
|
Directly with Berkshire Bank
Compare
- Credit lines available from $200 to $5,000! Low fixed 13.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- See additional primor® Secured Visa Classic Card details
Credit Needed: Limited, Poor 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $39 |
N/A* |
N/A* |
13.99% (Fixed) |
|
Directly with Berkshire Bank
Compare
- Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
- No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
- Perfect card for establishing or re-establishing credit. Reports monthly to all three national credit bureaus
- Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line
- See additional primor® Secured Visa Gold Card details
Credit Needed: Limited, Poor 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $49 |
N/A* |
N/A* |
9.99% (Fixed) |
|
Directly with First Progress
Compare
- Fund your new MasterCard® secured credit card with your tax refund today!
- Our card reports monthly to all three major bureaus and approval is based upon a fully-refundable security deposit.
- We can approve you at any credit score, no minimum required.
- No processing or application fees required.
- Full-featured Platinum MasterCard, accepted for car rentals, hotels, and millions of other locations worldwide.
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Nationwide Program though not yet available in NY, IA, AR, or WI
Credit Needed: Limited, Poor 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $49 |
N/A |
N/A |
9.99% (Variable) |
|
Directly with First Progress
Compare
- Fund your new MasterCard® secured credit card with your tax refund today!
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 - $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
Credit Needed: Limited, Poor 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $39 |
N/A |
N/A |
13.99% (Variable) |
|
With a secured credit card, you're required to provide a cash collateral deposit that acts as your credit line. As long as you pay your bill on time, this approach can help you establish credit and raise your score.
Although secured credit cards require collateral, these offers still provide benefits such as:
- Reporting to all three national credit bureaus
- Online account access
- Ability to increase your credit line by adding to your collateral
- Fixed rate APR
- Pre-qualification in seconds
The use of a secured credit card is one of the best ways to boost your credit score or establish credit history. You can learn more and apply for a variety of offers online.
