Debit Card Comparisons and Applications
Debit cards are a common choice among consumers that want to stay away from credit. While these offers don't have the same features and benefits as credit cards, they provide a simple and low cost way to avoid carrying cash.
Kroger REWARDS Prepaid Visa® Card
- Earn Rewards Towards Free Groceries and Fuel Savings* - A Smart and Convenient Way to Pay
- Get a $10 bonus added to your reloadable card when you sign up for Free Direct Deposit(1)
- See Rates & Fees
As a cardholder, enjoy a bonus $10 added to your Reloadable Prepaid Debit Card upon first successful direct deposit. One-time $10 credit will be applied within 30 days after a successful first direct deposit is made to a Personalized Card account. Account must be open and in good standing at the time of the credit. Offer not valid for existing accounts receiving direct deposit.
Credit Needed: N/A 2
Reviews: Be the first to write one
Rewards: Store
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0, $4.95 Monthly Maintenance Fee |
N/A |
N/A |
N/A |
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NetSpend® Visa® Prepaid Card
- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card " for full details.
- See additional NetSpend® Prepaid Visa® details.
Credit Needed: Poor, LimitedCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| See website for Details* |
N/A* |
N/A* |
N/A |
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With a debit card, you're required to provide a 100% cash deposit that acts as your credit line. The convienence and security of having a debit card always wins over carrying cash.
Debit cards provide benefits such as:
- Avoid carrying cash
- Online account access
- Ability to increase your debit line by adding additional funds
- Great tool for budgeting
- Application declines are very rare, and most of the time is due to incomplete information
The use of a debit card is one of the best ways to keep managed control over your money and budget. You can learn more and apply for a variety of offers online.
