Chase Sapphire Preferred® Card ReviewsSee Chase Sapphire Preferred® Card Details
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Date Reviewed: 2016-01-16 18:18:45 | Recommended?: No
This card was obtained by a product change (I could not make the spend for the bonus points anyway). Previously, it was a Chase Flexible Rewards Visa (1:1) and then a Chase Freedom (with 5% categories) . Found that trying to utilize categories is not realistic to my spend pattern so I decided to obtain a Travel Rewards Card. As to my opinion on the card, to soon to tell. The $95 AF is a lot if you don't travel a lot as the 2% rewards are geared for travelers with all other rewards 1:1. Purchase Apr 13.24% and the Cash Apr is 19.49%. CL is greater than $10K+. As to its metal ... Yes! As a follow up on this card, I found after ten months I did not travel and was not able to avail myself of the card's focus in points and benefits so I product changed it ot a Chase Freedom Unlimited Visa with the 1.5 points rather than the card with the categories which don't fit my spending pattern (need to add that I do have a US Bank FlexPerk Travel Rewards Visa Signature Card that is more flexible and it allow me more room to earn points and works for the occasional traveler).
Title: Nice To Use For Large Fixed Expenses
Date Reviewed: 2015-07-22 06:53:08 | Recommended?: Yes
I applied about 2 years ago and was approved for $7,000. Within 6 months, my credit line was raised to $20,000. I have a credit score of around 735 from Experian. I use this card for my fixed expenses with my business because of the rewards. Highly recommend!
Title: Great Card
Date Reviewed: 2013-01-05 16:32:01 | Recommended?: Yes
So Far So Good I've had the card for about 2 months now. Customer service is as advertised. Someone in america and pick up within a few rings.. Its pretty cool, I forgot to do a vacation alert and it was taken care of in under 30 seconds.. I get some looks on the card due to the weight and touch and feel. And to be honest I kind of enjoy it. The 7% dividend isn't something to laugh at.. I mean 7% reward bonus on top of what I already spend? Score..! I have pretty much stopped using my pentagon federal american express as this has a 7% dividend on all points (even the ones you spend) and is accepted everywhere. I used it for a ice tea instead of cash and my fiance just rolled her eyes at me. Too bad my savings account isn't as generous. Overall loving the card so far and pretty close to having my 50k bonus point sign up!
Title: Above And Beyond
Date Reviewed: 2012-08-26 06:43:56 | Recommended?: Yes
I opened my account with CHASE earlier this year after much research and reading many reviews. I made the right choice. After only a couple months I had two unauthorized charges on my card. First I tried contacting the company to resolve the issue without issuing a dispute. After getting no response I called Chase and they issued a dispute without delay. The whole ordeal went on for close to two months. It was a nightmare. But Chase was in my corner 100% and at the end after seeing all that I went through they went above and beyond, even making an exception to their policy on my behalf to ensure my satisfaction. I have never been treated with such high regard by any financial institution before and Chase has made a customer for life. Their dedication to customer satisfaction is unmatched. I highly reccomend this card if you can get approved. If I could only have one card this would be the one.
Title: LOVE JPmorgan Chase And This Card
Date Reviewed: 2010-08-12 06:14:20 | Recommended?: Yes
You can truly earn real rewards on this card, makes the AMEX charge cards look like toy cards. Have $33k limit, rewards are NO limit... Last year got $5k in cash not bad, better than AMEX 500 gift card. Only app for this card if FICO is above 780 and your UTL is 2-5% and AAoA 4+ years reason being you may be approved for the regular sapphire, and with a toy limit which wont allow you to tab the awesome rewards. Aside from that GREAT CARD.
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