Discover it® Reviews
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Title: Thank You Discover For Giving Me A Second Chance!
Date Reviewed: 2014-12-11 14:15:53 | Recommended?: Yes
Review: I had defaulted with my Discover cards over 10 years ago and I never thought I would get approved for Discover card again. I'm rebuilding my credit slowly and last month I tried their prequalification (no hard inquiry), and was elated that I was considered for a card. While I didn't get the original offer,I did receive a secondary offer with a 22% interest rate, and a 10.99% APR for balance transfers for the first six billing cycles, and $1400 credit line. (I did have to call the Recon line to verify info)
My Equifax credit score was 631. I'm super excited because this card has a lot of great rewards. Thank you Discover for giving me a second chance!
Title: Approve
Date Reviewed: 2014-11-08 22:07:11 | Recommended?: Yes
Review: It has been about 3 years since i posted at time i was rebuilding my credit i remember Wander telling me to slow down on appling for credit cards. I took his advice and didnot apply for any more cards until i build up my credit score,waited 2 years he said be take an easy and offer will come today i was approve for discover it card credit limit 3500.00 and also approve for target card 1000.00 and citi thank your card 4000.00 credit score are experian 700,transunion 720 exqifax705 thank you so much you were so right these are my first prime cards.
Title: Approved
Date Reviewed: 2013-06-10 23:05:15 | Recommended?: Yes
Review: Recently decided to apply for the Discover IT card after receiving many prescreened offers in the mail for this card. Other cards that I hold are Bank of America card ($1000 CL), 2 Cap One (both $750 CL) and Macy's store card ($500 CL). I can honestly say I was surprised after applying online and seeing that I was instantly approved for the card. Once I was approved, it did not tell me what my limit was so I decided to call in and find out what it was. After speaking to one of the very nice representatives, I almost fell out my chair when she congratulated me and told me I was approved for a $6000 CL !! I found it pleasantly surprising because my FICO is 680 and a few months ago I applied for a Citi Thank You card and was denied. I am definately excited to hold this card because of the nice rewards you get with it. Can't wait to start taking advantage of the rewards!!
Title: Approved But Low Limit
Date Reviewed: 2013-04-05 22:53:57 | Recommended?: Yes
Review: Wanted a discover card and was approved with a $1000 credit limit (one of my lowest limits in comparison to the $20K limit on my other card). I'll wait 6 months and see if I can get the limit increased.
Title: Upgraded To This Card Because I Was Bored....
Date Reviewed: 2013-02-14 11:24:47 | Recommended?: Yes
Review: Bored, can't seem to justify the AF for a AMEX Platinum Card, and no other card out there interested me at the moment so I decided to upgrade my " MORE " card to the " IT " card. Rarely used the " MORE " card and the same will apply for this card. Just something to have that currently is " IN ".
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