Credit One Bank® Platinum Visa® ReviewsSee Credit One Bank® Platinum Visa® Details
This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank. Review content is powered by Finance Globe.Title: I Got This Card Too!
Date Reviewed: 2015-11-24 09:07:57 | Recommended?: Yes
I received offer in mail right after I was approved from Capital One Platinum Credit Card with credit limit of $300 unsecured and I had credit score 560. I was approved for Visa credit card from Credit One Bank with a limit of $400. Awesome to get a chance with both companies. I always thought I would never get a actual unsecured credit card, but I did and it feels great. 2 months later my credit score is 612.
Title: Rebuilder Card
Date Reviewed: 2012-05-02 17:59:18 | Recommended?: No
I was in the process of rebuilding my credit after filing bankrupt and being discharged in 2008. I received a pre-approved offer in the mail for this card in January of 2010. I applied and was approved with a cl of $250. After 6 months of paying the balance either off in full or down to below 20%, I was declined for a cli. My credit was not all the best at the time so I left it alone only to be denied again about another 6 months later.
I applied for a Capital One card and was approved with a $500 cl. The following month, Credit One decided all of a sudden to give me a cli from $250 to $450. The customer service is terrible and I've threatened to close the card a couple of times but it is one of the oldest that I have had since rebuilding my credit. I actually just received another cli of $100 but for a fee of $24.95 but I don't charge anything on the card anyhoo. I just keep paying my bill every month and will be closing it once I get the balance paid off. Why keep the card if I now have 2 Capital One cards and a Sears Mastercard (all of which have no montly fees)? My score has improved drastically though from paying my bills on time & a large chunk if I can so it served its purpose.
Title: HAS HELPED REBUILD MY CREDIT
Date Reviewed: 2012-03-24 21:51:38 | Recommended?: No
This card is expensive and for that reason I will not go so far as to recommend this card to anyone but it has helped with rebuilding my credit.
I responded to a mail offer last September and excepted the terms. CL was initially $300.00 with 23.9% interest rate. 2 months later Cl increased to $400.00.
One thing I really am unhappy about is when you make a payment, it takes 5-7 days to be reflected in your available balance unless you choose the express payment option which I believe will run you an additional $10.00. I'm not sure because I never choose that option.
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