Best Credit Cards

This section features the best credit cards, determined by popularity, rewards, benefits and approval rate. Our research has concluded these top 10 credit cards to be the best from major banks.




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Milestone Gold Mastercard®
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Directly with Genesis FS Card Services

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Milestone Gold Mastercard®

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
Good, FairCreditWeb considers people with a credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$35 - $99* N/A* N/A 24.9%
Upgrade Card
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Directly with Sutton Bank

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Upgrade Card

  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

Reviews: 1
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 N/A* N/A* 6.99%-29.99%
ABOC Platinum Rewards Mastercard® Credit Card
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Directly with Amalgamated Bank of Chicago

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ABOC Platinum Rewards Mastercard® Credit Card

  • 0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee or Foreign Transaction Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee


Credit Needed:
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0* N/A 0% for 12 months* 12.90% - 22.90% (Variable)*
If you have a good to excellent credit history, we recommend that you consider these cards, which is considered the best credit cards.
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