Mastercard Credit Cards
Since 1979, the Mastercard brand has been well known for being one of the top credit card companies in the world. In addition to its dedication to customer service, its selection is second to none.
As an established brand, Mastercard has something for consumers with all types of credit history. Additionally, its credit card offers have the reputation for being packed full of high level features.
Some of the most popular offers include reward credit cards, 0% balance transfer credit cards, and cash back credit cards.

Directly with Genesis FS Card Services
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Milestone® Mastercard®
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- 24/7 access to your account information, even on mobile
- Reports to all three major credit bureaus
* The Milestone Mastercard is issued by The Bank Of Missouri and serviced by Genesis FS Card Services, Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Credit Needed: Fair, PoorCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
$35 - $99* |
N/A* |
N/A |
24.9% |
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Directly with PREMIER Bankcard®
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PREMIER Bankcard® Mastercard® Credit Card
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- Just complete the short application and find out in 60 seconds if you’re approved.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: 4
Rewards: N/A*
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms* |
N/A* |
N/A* |
See Terms* |
|
Surge® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
- See Rates & Fees
Credit Needed: Fair, Limited, PoorCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: 1
Rewards: None
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See website for Details* |
N/A* |
See website for Details* |
29.99% APR (Variable) |
|
Directly with Genesis FS Card Services
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Destiny Mastercard®
- 24/7 access to your account, even on mobile!
- Accepted nationwide, wherever Mastercard is accepted
- Account history is reported to the three major credit bureaus in the U.S
- All the benefits of a Mastercard, without a security deposit
- An opportunity to build and access credit
- An unsecured Mastercard for less than perfect credit
- Fraud Protection* from unauthorized charges
- Keeping your account in good standing may help establish and/or improve your credit history
- Multiple card designs to choose from, no extra charge
- Responsible use and on time payment history can begin your financial future on the right track
- Simple and fast application process
- Quick and easy application process with a typical decision in 60 seconds or less
- $700 Credit Limit
* The Destiny Mastercard is issued by First Electronic Bank and serviced by Genesis FS Card Services, Inc. Applications are subject to issuer review (which may include obtaining your credit report) and approval. Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Credit Needed: Poor, GoodCreditWeb considers the following based on credit types:
A credit score between 690 and 740 to have good credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms* |
N/A* |
N/A* |
See Terms* |
|
Aspire® Cash Back Reward Card
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Up to $1,000 credit limit subject to credit approval
- Prequalify** without affecting your credit score
- No security deposit
- Free access to your VantageScore 4.0 score from TransUnion®†
*See Program Terms for important information about the cash back rewards program.
** Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Credit Needed: Fair, Above Average, LimitedCreditWeb considers the following based on credit types:
A credit score between 685 and 710 is considered above average credit. A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
As low as $85 |
N/A* |
N/A* |
29.99% or 36% Fixed |
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Fortiva® Mastercard® Credit Card
- Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
- Earn 1% Cash Back Rewards* on all other eligible purchases
- Good anywhere Mastercard® is accepted
- $0 fraud liability**
- Free access to your VantageScore 4.0 credit score from TransUnion®†
*See Program Terms for important information about the cash back rewards program.
**Fraud liability subject to Mastercard® rules.
† Your credit score will be available in your online account starting 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only. This score may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
† Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
As low as $85 |
N/A* |
N/A* |
29.99% or 36% Fixed |
|
Directly with PREMIER Bankcard®
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PREMIER Bankcard® Grey Credit Card
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and find out in 60 seconds if you’re approved.
- You can build** or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- **Build credit by keeping your balance low and paying all your bills on time every month.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: 3
Rewards: N/A*
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms* |
N/A* |
N/A* |
See Terms* |
|
Reflex® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Credit Needed: Fair, Limited, PoorCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. A credit score between 645 and 689 is considered limited credit. A credit score below 600 is considered poor credit. 2
Reviews: Be the first to write one
Rewards: None
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms |
N/A* |
N/A* |
29.99% APR (Variable) |
|
Directly with PREMIER Bankcard®
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First PREMIER® Bank Gold Credit Card
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- PREMIER Bankcard credit cards are made for people with less-than-perfect credit.
- Everyone deserves a chance to build** credit: apply today!
- Just complete the short application and find out in 60 seconds if you’re approved.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- **Build credit by keeping your balance low and paying all your bills on time every month.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: Be the first to write one
Rewards: N/A*
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms* |
N/A* |
N/A* |
See Terms* |
|
Directly with PREMIER Bankcard®
Compare
PREMIER Bankcard® Mastercard® Credit Card
- Everyone deserves a chance to build** credit: apply today!
- PREMIER Bankcard credit cards are for building credit.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We'll provide you a manageable credit limit and manageable payments meant to help you stick to your budget.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- **Build credit by keeping your balance low and paying all your bills on time every month.
Credit Needed: Fair, AverageCreditWeb considers the following based on credit types:
A credit score between 601 and 699 is considered fair credit. 2
Reviews: 1
Rewards: N/A*
Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
See Terms* |
N/A* |
N/A* |
See Terms* |
|
With so many offers to compare, we recommend that you examine the rates, fees, and features associated with each credit card. For example, some Mastercard credit cards may have no annual fee while some that require a payment of $100 or more each year. Along with this, there are features, such as $0 Liability Guarantee, that will pique your interest.
Mastercard has long been one of the top credit card companies, and you shouldn't expect this to change in the future. For this reason, you can apply for a credit card with confidence.