Credit Cards with No Annual Fee
Credit cards with no annual fee are typically offered for people with good to excellent credit histories. Compare no annual fee cards with rewards, low rates and 0% intoductory APR's. Featuring Mastercard, Visa, and American Express credit cards.
Upgrade Visa® Card with Cash Rewards
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: 1
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
8.99%-29.99% |
|
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- Up to 1.5% cash back after making 12 on-time monthly payments
- 1% cash back on eligible purchases right away
- 2% - 10% cash back from select merchants
- $500 - $10,000 credit limits
- Variable APRs 12.99% - 26.99%
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Credit Needed: Limited, Fair 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A |
N/A |
12.99% to 26.99% Variable |
|
Jasper Cash Back Mastercard®
- Up to 6% cash back by referring friends!
- Start with 1% and get an extra 0.5% for a full year for every friend you bring on board.
- Cash back not limited to certain categories, earn on almost all everyday purchases.
- Receive cash back automatically every month as a statement credit after three on time payments.
- Earn cash back as long as your account is in good standing.
- Your cash back maximum varies based on your credit limit.
- See Jasper's terms and fees.
- Issued by WebBank, Member FDIC
- See Rates & Fees
Credit Needed: Excellent, FairCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A* |
15.49%-24.99% (Variable) |
|
Petal® 1 "No Annual Fee" Visa® Credit Card
- $0 Annual Fee
- 2% - 10% cash back from select merchants
- $500 - $5,000 credit limits
- Variable APRs 19.99 - 29.49% APR
- No annual or international transaction fees. Late and returned payment fees may apply
- Build credit alongside tens of thousands of Petal Card members
- Cash flow technology may help applicants without credit history get approved
- Petal's technology may analyze your bank account info (using read-only access) to provide a better look at your full financial picture
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
- See if you're pre-approved within minutes without impacting your credit score
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
Credit Needed: FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A* |
N/A |
19.99 - 29.49% Variable |
|
You earned good credit, so why pay a fee to carry a credit card?
Prime credit comes with benefits, and you should take advantage of your status.
No annual fee credit cards are typically offered to people with good to excellent credit. If you fit into this category, consider the following details when comparing offers:
- No annual fees, including processing fees
- 0% balance transfer and purchase rates, typically longer than a year
- Cashback, points or travel rewards
- Monthly credit reporting to strenghten your credit history
- Interest rate on purchases
If you know the benefits of a credit card and are financially responsible, it makes good sense to have a credit card with no annual fee.
