Credit Cards with No Annual Fee
Credit cards with no annual fee are typically offered for people with good to excellent credit histories. Compare no annual fee cards with rewards, low rates and 0% intoductory APR's. Featuring Mastercard, Visa, and American Express credit cards.
Directly with American Express
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Hilton Honors American Express Card
- Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
- Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
- Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
- Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: 3
Rewards: Hotels
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A |
N/A |
17.99%-26.99% Variable |
|
Directly with American Express
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Blue Cash Everyday® Card from American Express
- Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- No annual fee.
- Terms Apply.
- See Rates & Fees
Credit Needed: Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2
Reviews: 14
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
0% on balance transfers for 15 months |
0% on purchases for 15 months |
15.24%-26.24% Variable |
|
Directly with American Express
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American Express Cash Magnet® Card
- Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
- $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
- You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
Credit Needed: ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
0% on balance transfers for 15 MONTHS |
0% on purchases for 15 months |
15.24%-26.24% Variable |
|
Directly with American Express
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Blue Delta SkyMiles® Credit Card from American Express
- Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership.
- No Annual Fee.
- Earn 2 miles per dollar at US restaurants.
- Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on other purchases.
- Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
- See Rates & Fees
Credit Needed: ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
Reviews: Be the first to write one
Rewards: Airlines
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A |
N/A |
17.99%-26.99% Variable |
|
Petal Visa Credit Card
- Up to 1.5% cash back after making 12 on-time payments
- 1% cash back on all purchases - right away
- No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
- $500 - $10,000 credit limits
- No credit history necessary for approval
- Build credit by using responsibly.
- Petal reports to all 3 major credit bureaus
- Petal's mobile app makes it easy to manage your money, track your spending and automate payments
- See if you're pre-approved within minutes without impacting your credit score.
- No deposits required.
- Card issued by WebBank, member FDIC.
Credit Needed: Limited, Fair 2
Reviews: Be the first to write one
Rewards: None
| Annual Fee |
BT Intro APR |
Purchase Intro APR |
Regular APR |
| $0 |
N/A |
N/A |
15.24 - 26.24% Variable |
|
You earned good credit, so why pay a fee to carry a credit card?
Prime credit comes with benefits, and you should take advantage of your status.
No annual fee credit cards are typically offered to people with good to excellent credit. If you fit into this category, consider the following details when comparing offers:
- No annual fees, including processing fees
- 0% balance transfer and purchase rates, typically longer than a year
- Cashback, points or travel rewards
- Monthly credit reporting to strenghten your credit history
- Interest rate on purchases
If you know the benefits of a credit card and are financially responsible, it makes good sense to have a credit card with no annual fee.
