BMO Harris Credit Cards

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BMO Harris Business Platinum Rewards Mastercard<sup>®</sup>
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BMO Harris Business Platinum Rewards Mastercard®

Get rewarded for your everyday purchases. Your points won’t expire, and you can use them for what you really want: gift cards, cash, travel and more.

  • $0 annual fee
  • Earn 1.5 points for every $1 spent 1
  • Your points don’t expire as long as your account is in good standing

Welcome Offer: Get 25,000 bonus rewards points when you spend $3,000 within 3 months of account opening! 1

Get even more perks with your business card

  • Earn rewards on your everyday purchases and redeem points for travel, gift cards, merchandise or cash 1
  • Your points don’t expire as long as your account is in good standing
  • Save up to 25% at 40,000+ merchants – including gas, meals, office supplies, hotels and more – with Mastercard Easy Savings®
  • Enjoy discounts on Intuit Quickbooks and TurboTax to streamline your accounting and simplify your taxes 2
  • Get up to 20 additional cards so employees can easily make purchases and earn points on behalf of your business


Credit Needed:
Excellent, GoodCreditWeb considers people with a credit score higher than 740 to have excellent credit. A credit score between 700 and 739 is considered good credit. 2

Reviews: Be the first to write one
Rewards: Flexible Options
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$0* 0.00% for 9 months* from date of account opening and then the standard APR applies 3 0% for 9 months* 18.24% - 27.24% (Variable)*


BMO Harris Bank is North America's eighth-largest bank by assets; BMO serves more than 12 million customers through three integrated operating groups providing personal and commercial banking, wealth management, and investment services.


Credit Card Disclosures


1 Participation in BMO Harris RewardsSM is subject to terms and conditions found in BMO Harris Rewards Program Rules, available at https://www.bmoharris.com/pdf/credit/rewardsprogramrules.pdf. The Account must be current and in good standing to accrue and redeem points. While points don’t expire, if the Account is closed for any reason, the Account will no longer be able to accrue points. All accrued points not redeemed will be available for redemption for 90 days as long as the Account is closed in good standing. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 - 4 weeks after the conclusion of the three month period. Information regarding rates and offers is subject to change. Please visit www.bmoharris.com/smallbizcard for the most up-to-date offers available. Point values are current for new accounts only approved on or after 1/20/2021 and are subject to change at any time.

2See offer terms and conditions at intuit.me/quickbooks_mc. Intuit, QuickBooks and TurboTax are registered trademarks of Intuit Inc. Terms and conditions, features, support, pricing, and service options subject to change without notice. TurboTax Terms of Service can be found at https://turbotax.intuit.com/corp/terms-of-service.jsp and TurboTax Product Guarantees and other important information are located at https://turbotax.intuit.com/lp/yoy/guarantees.jsp.

3 0% introductory APR on Purchases valid for the first nine months from account opening date. Please refer to the Summary of Credit Terms  for important information about rates and fees. Balance Transfers available to Primary Cardholder only. For more details, please see the Business Credit Cardholder Agreement. 0% APR is valid for nine months from the date of the first balance transfer when the balance transfer is made within 90 days of account opening. Please refer to the Summary of Credit Terms for important information about rates and fees.

Mastercard®, Mastercard® Easy Savings®, and the Mastercard Brand Mark are trademarks of Mastercard International Incorporated. Refer to the Mastercard Guide to Benefits for more information.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Banking products and services are provided by BMO Harris Bank N.A. and are subject to bank and credit approval. Member FDIC. © 2022 BMO Harris Bank N.A. All Rights Reserved.




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* See the online BMO Harris credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb Will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. CreditWeb does not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by BMO Harris.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.

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