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Bank of America, also known as BofA, is one of the largest financial service companies in the United States.
Through the use of a central call center, approximately 15,900 ATMs, and 4,600 retail financial centers, the company is able to provide a high level of service to consumers throughout the country.
Reasons to Choose Bank of America
Bank of America is faced with stiff competition in most markets, however, the company has been able to compete at the top of the industry since its founding in 1904 as the Bank of Italy.
In addition to a large selection of branches and ATMs scattered throughout the country, the company is also a top performer when it comes to online tools and selection of products, such as credit cards.
Other reasons to choose Bank of America include:
- A variety of mobile banking tools, making it easy to manage your finances on the go.
- Large selection of credit cards, including a variety of types as well as those for both individuals and business owners.
Customer Service
It doesn’t matter if you’re shopping for a credit card or seeking a bank that provides checking and savings accounts, nothing changes the fact that customer service is extremely important.
To go along with a call center, which is staffed with customer service representatives who are willing and able to provide direction, Bank of America has more than 5,000 branches in 34 states.
If you live in one of these states, you can stop by a Bank of America institution any time you have questions, concerns, or need professional advice.
Also, as noted above, you can take advantage of both mobile and online tools.
Bank of America Credit Cards
Bank of America has developed a solid reputation for many reasons, but it’s the company’s credit cards that receive most the attention.
The selection is huge, the rates are competitive, and the benefits outdo the competition at every turn of the road.
From travel reward cards to those that offer cash back, Bank of America has something that will suit your every want and need.
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consumer cards from Bank of America
An exciting cash back rewards card: The Bank of America® Cash Rewards Credit Card is a top choice among many consumers seeking a credit card with cash back. Here are some key details that make it unique:
- Categories never change and there is no expiration on rewards.
- 10% bonus if you redeem your cash back into a Bank of America savings or checking account.
- No annual fee.
- $0 liability guarantee, meaning that you are never responsible for a fraudulent charge on your account.
While we highlighted the Bank of America® Cash Rewards Credit Card, there are many others to choose from for other credit ratings. Best yet, the company has something for every type of consumer, including:
- Consumers with bad credit or no credit.
- Consumers with a history of financial trouble.
- College students.
Consumer and Business Banking
While Bank of America is made up of many divisions, its Consumer Banking arm is the largest. Not only does this division provide services to consumers, but it does the same for small businesses. Here are some of Bank of America’s current business credit cards.
Bottom Line
With more than 210,000 employees and revenue well into the tens of billions, it’s easy to see that Bank of America is a reputable financial service company with a history of providing high quality products and service for both consumers and small business owners.
This information should help you better understand what the company offers and why it continues to attract new customers from one side of the country to the next.