See Rates & Fees
- New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
- 5% cash back on your first $2,000 in eligible net purchases each quarter on the combined two categories you choose.
- 2% cash back on your choice of one everyday category, like gas stations or grocery stores.
- 1% cash back on all other eligible net purchases.
- No limit on total cash back earned.
- 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% - 24.99%
- No annual fee*
- Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
||BT Intro APR
||Purchase Intro APR
||0%* intro on BTs for 12 months
||15.99% - 24.99%* (Variable)||