See Rates & Fees
- 0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 11.74% - 23.74%
- Great Offer for Customers of U.S. Bank, a 2018 World's Most Ethical Company® - Ethisphere Institute, February 2018
- No Annual Fee
- Flexibility to choose a payment due date that fits your schedule
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card.
- Certain terms, conditions, and exclusions apply.
ExcellentCreditWeb considers people with a credit score higher than 740 to have excellent credit. 2
||BT Intro APR
||Purchase Intro APR
||0%* intro on BTs for 20 months
||0% for 20 billing cycles on purchases and balance transfers*
||11.74% - 23.74%* (variable)||