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Bank of America® Premium Rewards® credit card
- Low $95 annual fee
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means you could earn 2.5-3.5 points on travel and dining purchases and 1.87-2.62 points on all other purchases, for every $1 you spend.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Travel
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $95* |
N/A* |
N/A* |
21.24% - 29.24% (Variable)* |
|
Our OpinionIf you have excellent credit and are willing to pay a $95 annual fee, Bank of America has a special offer for you.
Enter the Bank of America® Premium Rewards® credit card.
Here's why it's known as one of the best premium rewards cards in the industry:
- 60,000 online bonus points: Receive after making at least $4,000 in purchases in the first 90 days of account opening, equivalent to a $600 value.
- Points on purchases: Earn unlimited 2 points for every $1 spent on travel and dining, and 1.5 points for every $1 on all other purchases; no limit to points earned and they don't expire as long as the account is open.
- Bank of America Preferred Rewards member benefits: Earn 25%-75% more points on every purchase, equating to 2.5-3.5 points on travel and dining, and 1.87-2.62 points on all other purchases for every $1 spent.
- Redemption options: Redeem points for cash back as a statement credit, deposits into eligible Bank of America accounts, credits to eligible Merrill accounts, gift cards, or purchases at the Bank of America Travel Center.
- Annual travel credits: Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck/Global Entry Statement Credits of up to $100 every four years.
- Travel insurance protections: Assistance with trip delays, cancellations, baggage delays, and lost luggage.
- Foreign transaction fees: None.
As far as premium credit cards are concerned, the Bank of America® Premium Rewards® credit card is hard to beat.
