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Bank of America® Unlimited Cash Rewards credit card
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.* |
0% Intro APR for 15 billing cycles on purchases |
18.24% - 28.24% (Variable)* |
|
Our OpinionThere's only one thing better than earning cash back for every credit card purchase. Earning unlimited cash back. And that's exactly what you get with the Bank of America® Unlimited Cash Rewards credit card.
Here are some of the basics:
- Annual Fee: $0
- Balance transfers APR: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
- Purchase intro APR: 0% Intro APR for 15 billing cycles on purchases
- Regular APR: 18.24% - 28.24% (variable)
Now, let's examine some other reasons for the popularity of the Bank of America® Unlimited Cash Rewards credit card:
- $200 online cash rewards bonus: Earn after making at least $1,000 in purchases in the first 90 days of account opening.
- Cash back on purchases: Earn unlimited 1.5% cash back on all purchases.
- Bank of America Preferred Rewards member benefits: Earn 25%-75% more cash back on every purchase, with potential cash back ranging from 1.87% to 2.62% with Preferred Rewards.
- No cash back limits and expiration: No limit to the amount of cash back earned, and cash rewards don't expire as long as the account remains open.
- Introductory APR: 0% Introductory APR for 15 billing cycles for purchases and for balance transfers made in the first 60 days.
If you have good or excellent credit, the Bank of America® Unlimited Cash Rewards credit card offer is everything you could want - plus so much more.
