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Bank of America® Customized Cash Rewards credit card
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
- Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
- If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
- No annual fee and cash rewards don’t expire as long as your account remains open.
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Credit Needed: Excellent, GoodCreditWeb considers the following based on credit types:
A credit score higher than 740 is considered excellent credit. A credit score between 690 and 740 to have good credit. 2
Reviews: Be the first to write one
Rewards: Cash Back
| Annual Fee |
Balance Transfers APR |
Purchase Intro APR |
Regular APR |
| $0* |
0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days. A fee of 3% for 60 days from account opening, then 4% will apply.* |
0% Intro APR for 15 billing cycles on purchases |
19.24% - 29.24% (Variable)* |
|
Our OpinionWith one of the top cash back rewards program in the industry with no annual fee, the Bank of America® Customized Cash Rewards credit card attracts consumers from many walks of life. It is designed for individuals with good or excellent credit.
This offer presents a $200 online cash rewards bonus for new account holders who spend at least $1,000 in the first 90 days after opening their account.
That's in addition to earning 3% cash back in a category of their choice, with new, expanded options based on customer feedback. These include gas and electric vehicle charging stations, online shopping, and more.
Additionally, you automatically earn 2% cash back at grocery stores and wholesale clubs, up to $2,500 in combined purchases per quarter in the 2% and 3% categories, and unlimited 1% on all other purchases.
Note: as a Preferred Rewards member, you will earn 25%-75% more cash back on every purchase.
Other features include:
- No annual fee
- cash rewards that don't expire as long as the account remains active
- For new purchases and balance transfers made in the first 60 days, there is a 0% introductory APR for the first 15 billing cycles
And if that's not enough, the Bank of America® Customized Cash Rewards credit card also incorporates contactless technology, combining the security of a chip card with the convenience of tap-to-pay.
As an online-only offer, don't hesitate to apply for the Bank of America® Customized Cash Rewards credit card.
