Our Editor's Opinion
Directly with Bank of America®
BankAmericard® Credit Card
- 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.74% - 22.74% Variable APR
- $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
Excellent, GoodCreditWeb considers people with a credit score higher than 730 to have excellent credit. A credit score between 676 and 730 is considered good credit. 1
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|Annual Fee||BT Intro APR
||Purchase Intro APR||Regular APR
|$0*||0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days*||0% Intro APR for 15 billing cycles on purchases||12.74% - 22.74% Variable APR on purchases||
This credit card makes good sense for consumers with good to excellent credit who are interested primarily in a convenient-to-use with advanced features, such as zero liability fraud protection and advanced chip technology.
The BankAmericard® Credit Card may seem basic on the surface, but as a solid all around performer, it suits the needs of many consumers.