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Centennial® Classic Credit Card

We apologize, but the Centennial® Classic Credit Card is not available at this time. Here are some credit cards that you may be interested in.
First PREMIER® Bank Mastercard® Credit Card
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First PREMIER® Bank Mastercard® Credit Card

  • WORKING TOGETHER - First PREMIER Bank cares about our community, our customers, our employees and helping them build a bright future.*
  • Build credit - Manageable credit limit, manageable payment, meant to fit your budget (build credit by keeping your balance low and paying on time every month)
  • Access to credit, when you need it most (subject to available credit)
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • First PREMIER customer service: helpful, friendly, fast
  • You could be approved for a credit limit increase after your 1 year anniversary - Just Ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 4
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Indigo® Platinum Mastercard® Credit Card
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Directly with Genesis FS Card Services

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Indigo® Platinum Mastercard® Credit Card

  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 4
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 - $99 N/A* N/A 24.9%
First PREMIER® Bank Credit Card
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First PREMIER® Bank Credit Card

  • HERE FOR YOU – NOW & IN THE FUTURE – First PREMIER Bank values its customers and employees and helping them build a bright future.*
  • Looking to build a credit future?  We report to the major consumer reporting agencies monthly*
  • Manageable credit limit, manageable payment, meant to fit your budget
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines) 
  • First PREMIER customer service goes above and beyond to provide patient, friendly help
  • PREMIER puts control in your hands, just ask to be evaluated for a credit limit increase after 12 months

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 3
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Reflex Mastercard®
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Reflex Mastercard®

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required


Credit Needed:
Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms N/A* N/A* 25.90% - 29.99%
PREMIER Forward® Mastercard® Credit Card
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PREMIER Forward® Mastercard® Credit Card

  • YOU & PREMIER: A SOLID TEAM – First PREMIER Bank values its customers and employees and helping them build a bright future.*
  • Looking to begin your credit building journey?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • With a 4.5 (out of 5)-star rating, First PREMIER customer service shows that it works hard to help customers
  • Credit Limit Increase Eligible —upon request, and after 12 months of consistent responsible account management (on-time payments and staying within the credit limit).

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 3
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
First PREMIER® Bank Classic Credit Card
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First PREMIER® Bank Classic Credit Card

  • YOUR HELPING HAND - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build a credit future?  We report to the major consumer reporting agencies monthly*
  • Use available credit for basics like gas and food when you need them
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • US-based customer service that’s both professional and personable
  • Customers can request to be evaluated for a credit limit increase after 12 months

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 1
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Total VISA® Unsecured Credit Card
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Directly with The Bank of Missouri

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Total VISA® Unsecured Credit Card

  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus


Credit Needed:
Fair, PoorCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score below 600 is considered poor credit. 2

Reviews: 2
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms N/A N/A See Terms
First PREMIER® Bank Gold Credit Card
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First PREMIER® Bank Gold Credit Card

  • WE'RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health.*
  • Looking to build credit?  We report to the major consumer reporting agencies monthly*
  • Access to available credit when you need it 
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)
  • Courteous, caring customer service: that’s what First PREMIER is all about
  • Credit limit increases can be evaluated after 12 months. Just ask!

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: Be the first to write one
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Aventium® Classic Credit Card
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Aventium® Classic Credit Card

  • WE’RE HERE TO HELP YOU - Since 1989, First PREMIER Bank has worked to help individuals and families with less-than-perfect credit obtain the credit they need to improve their financial health*  
  • Looking to begin your credit building journey?  We report to the major consumer reporting agencies monthly*
  • Enjoy peace of mind with free identity theft resolution services (subject to Mastercard guidelines)  
  • Friendly, helpful US-based customer service puts customers front and center
  • Credit limit increases can be evaluated after 12 months. Just ask!
  • Quarterly FICO Score is provided for free on your monthly billing statement

*Build credit by keeping your balance low and paying on time every month.


Credit Needed:
Fair, AverageCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 1
Rewards: N/A*
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See Terms* N/A* N/A* See Terms*
Surge Mastercard®
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Surge Mastercard®

  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required


Credit Needed:
Fair, LimitedCreditWeb considers people with a credit score between 601 and 699 to have fair credit. A credit score between 645 and 689 is considered limited credit. 2

Reviews: 1
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See website for Details* N/A* See website for Details* 25.90% - 29.99%
Milestone Gold Mastercard®
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Milestone Gold Mastercard®

  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

Annual Fee is *Dependent on credit worthiness

Credit Needed:
Good, FairCreditWeb considers people with a credit score between 690 and 740 to have good credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$35 - $99* N/A* N/A 24.9%
Destiny Mastercard®
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Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus


Credit Needed:
Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$59-$99 N/A* N/A* 24.9%
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
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Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay

  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.


Credit Needed:
FairCreditWeb considers people with a credit score between 601 and 699 to have fair credit. 2

Reviews: 1
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 - $99 N/A* N/A 24.9%
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
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Petal® 2 "Cash Back, No Fees" Visa® Credit Card

  • No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee.
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back from select merchants
  • $500 - $10,000 credit limits
  • Variable APRs 12.99% - 26.99%
  • Build credit alongside tens of thousands of Petal Card members
  • Cash flow technology may help applicants without credit history get approved
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments
  • See if you're pre-approved within minutes without impacting your credit score
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC


Credit Needed:
Limited, Fair 2

Reviews: Be the first to write one
Rewards: Cash Back
Annual Fee BT Intro APR Purchase Intro APR Regular APR
$0 N/A N/A 12.99% to 26.99% Variable
Applied Bank® Unsecured Classic Visa® Card
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Applied Bank® Unsecured Classic Visa® Card

  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing


Credit Needed:
Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See website for Details* N/A* N/A* 29.99%
Applied Bank® Unsecured Classic Visa® Card
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Applied Bank® Unsecured Classic Visa® Card

  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing


Credit Needed:
Poor, FairCreditWeb considers people with a credit score below 600 to have poor credit. A credit score between 601 and 699 is considered fair credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee BT Intro APR Purchase Intro APR Regular APR
See website for Details* N/A* N/A* 29.99%
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