Advertiser Disclosure 1

Destiny Mastercard®
Directly with Genesis FS Card Services


Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus

Credit Needed:
Poor, GoodCreditWeb considers the following based on credit types:

A credit score between 690 and 740 to have good credit. A credit score below 600 is considered poor credit. 2

Reviews: Be the first to write one
Rewards: None
Annual Fee Balance Transfers APR Purchase Intro APR Regular APR
$59-$99 N/A* N/A* 24.9%
Our Opinion
The Destiny Mastercard is one of those credit card offers you simply can't ignore. With so many benefits - and only a handful of potential downfalls - there's a good chance it offers everything you've been looking for.

Destiny Mastercard Pros

To start, let's examine the many benefits of the Destiny Mastercard. Here's what you get when you decide to open an account:

All of these things are exciting, but there's something else that makes the Destiny Mastercard a good choice: 24/7 online account management.

This is something you've come to expect in today's day and age, and the Destiny Mastercard doesn't disappoint. From your dashboard you can check your balance, pay your bill, contact customer service, and much more. Some credit applicants may have received a letter for pre-qualification. If one of them is you, visit to enter your invitation code. You will still need to apply for the credit card. Visiting does not mean that you are already approved.

Destiny Mastercard Cons

It doesn't matter what credit card you're considering, you're likely to find a handful of things that don't fit into the "benefit category." Fortunately, with the Destiny Mastercard, these are few and far between.

Here's what you need to know:

These details may not be ideal, but they're a small price to pay for what you get in return.

Final Thoughts on the Destiny Mastercard

As you compare the pros and cons of the Destiny Mastercard, you'll find that there's more to like than dislike.

It's not the only credit card for consumers with imperfect credit, but it's definitely one of the best.

Compare All Genesis FS Card Services Cards

Apply for the Destiny Mastercard® credit card if you received an invitation to apply at or visit the site directly. Otherwise, get pre-qualified in just a few simple steps.

Say Hi & Get in Touch

* See the online Genesis FS Card Services credit card application for details regarding terms and conditions for offers. When you click on the "Apply Now" button, CreditWeb will connect you to the offer, then the page will be redirected in a few seconds.

1 Advertiser Disclosure: The card offers that appear on this site are from companies from which CreditWeb receives compensation. This compensation may impact how and where products appear on this site, including the order in which they appear. We do not include all credit card companies or all card offers available in the marketplace. Please see the credit card application for details about the offer as well as the terms and conditions.

Editorial Note: Opinions expressed here are the author's alone, and have not been reviewed, approved or otherwise endorsed by Genesis FS Card Services.

2 FICO scores/credit scores are used to represent the credit-worthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any credit card product.

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