Advertiser Disclosure *

First PREMIER® Bank Credit Card

  • Checking Account Required
  • Monthly reporting to the major Consumer Reporting Agencies
  • Access your credit account by phone 24/7 all year round
  • Issued by FDIC-insured First PREMIER® Bank
  • Acceptance at millions of locations worldwide, including online purchases (subject to available credit)
  • If you have less-than-perfect credit, we may approve you when others won't
  • Only you can build a good credit history. Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report each month. 
  • No security deposit required
  • Application response in as little as 30 seconds


Credit Needed:
Fair, PoorCreditWeb considers people with a credit score between 601 and 675 to have fair credit. A credit score below 600 is considered poor credit. 1

Reviews: 2
Rewards: N/A*
Annual FeeBT Intro APR Purchase Intro APRRegular APR
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Our Editor's Opinion
It is not always easy to find a credit card with fair or poor credit, but there are opportunities to consider. The First PREMIER® Bank Credit Card is the right choice for many who have bad credit.

If you have a checking account and a few minutes to complete an online application, you can get a 60 second application response. Benefits of the First PREMIER® Bank Credit Card include monthly reporting to all major consumer reporting agencies, 24/7 access to your account, acceptance at millions of locations, and much more.

Building your credit history may be possible if you apply for a manageable credit limit credit card, avoid missed payments to your creditors and establish diverse credit.

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